{"id":910,"date":"2026-08-10T16:00:36","date_gmt":"2026-08-10T13:00:36","guid":{"rendered":"https:\/\/fintech.mercek.net\/news\/?p=910"},"modified":"2026-08-10T17:30:24","modified_gmt":"2026-08-10T14:30:24","slug":"sersim-ve-team-finanstan-bayi-finansmaninda-stratejik-is-birligi","status":"publish","type":"post","link":"https:\/\/fintech.mercek.net\/news\/2026\/08\/10\/sersim-ve-team-finanstan-bayi-finansmaninda-stratejik-is-birligi\/","title":{"rendered":"Sersim ve Team Finans’tan Bayi Finansman\u0131nda Stratejik \u0130\u015f Birli\u011fi"},"content":{"rendered":"

Sersim Credit program\u0131, bayilerin finansmana eri\u015fimini kolayla\u015ft\u0131r\u0131rken sat\u0131\u015f ve i\u015fletme sermayesi verimlili\u011fini destekleyecek.<\/strong><\/h2>\n

T\u00fcrkiye’nin \u00f6nde gelen sanayi kurulu\u015flar\u0131ndan Sersim<\/strong> ile TeamSec Group<\/strong> b\u00fcnyesinde faaliyet g\u00f6steren BDDK lisansl\u0131 finansman \u015firketi Team Finansman A.\u015e.<\/strong>, Sersim’in bayi ve ticari m\u00fc\u015fteri ekosistemine y\u00f6nelik geli\u015ftirilen Sersim Credit<\/strong> program\u0131n\u0131 hayata ge\u00e7irmek \u00fczere stratejik i\u015f birli\u011fi anla\u015fmas\u0131na imza att\u0131.<\/p>\n

Team Finans’\u0131n Credit-as-a-Service<\/strong> altyap\u0131s\u0131yla geli\u015ftirilen Sersim Credit, Sersim’in sat\u0131\u015f kanallar\u0131na entegre \u00e7al\u0131\u015fan, bayi a\u011f\u0131na \u00f6zel ve veri odakl\u0131 bir ticari finansman program\u0131 olarak uygulanacak. Program sayesinde bayilerin finansmana eri\u015fiminin kolayla\u015ft\u0131r\u0131lmas\u0131, sat\u0131n alma kapasitelerinin art\u0131r\u0131lmas\u0131 ve Sersim’in sat\u0131\u015f ekosisteminin daha g\u00fc\u00e7l\u00fc bir finansal altyap\u0131yla desteklenmesi hedefleniyor.<\/p>\n

Kredi de\u011ferlendirme s\u00fcrecinde yaln\u0131zca geleneksel finansal g\u00f6stergeler de\u011fil; bayilerin Sersim ile olan i\u015flem ge\u00e7mi\u015fi, sipari\u015f s\u0131kl\u0131\u011f\u0131, sat\u0131n alma davran\u0131\u015flar\u0131 ve \u00f6deme performans\u0131 gibi ticari veriler de dikkate al\u0131nacak.<\/p>\n

Veri odakl\u0131 kredi modeli<\/strong><\/h3>\n

Sersim’in sekt\u00f6r deneyimi ve m\u00fc\u015fteri bilgisi, Team Finans’\u0131n kredi analiti\u011fi, tahsis ve risk y\u00f6netimi yetkinlikleriyle bir araya getirilerek her bayi i\u00e7in daha do\u011fru limit, vade ve risk bazl\u0131 fiyatlama modelleri olu\u015fturulacak. Kredi de\u011ferlendirme, skorlama, limit tahsisi, kulland\u0131r\u0131m, portf\u00f6y y\u00f6netimi ve tahsilat s\u00fcre\u00e7leri Team Finans taraf\u0131ndan y\u00fcr\u00fct\u00fcl\u00fcrken; Sersim programa ticari veri, m\u00fc\u015fteri i\u00e7g\u00f6r\u00fcs\u00fc ve operasyonel koordinasyon deste\u011fi sa\u011flayacak. Sersim, kredi sa\u011flay\u0131c\u0131 veya kredi karar\u0131 veren taraf olarak konumlanmayacak.<\/p>\n

Y\u00f6netici de\u011ferlendirmeleri<\/strong><\/h3>\n

Sersim Y\u00f6netim Kurulu Ba\u015fkan Yard\u0131mc\u0131s\u0131 Mehmet Ustao\u011flu<\/strong>, i\u015f birli\u011fine ili\u015fkin de\u011ferlendirmesinde \u015funlar\u0131 s\u00f6yledi:<\/p>\n

“Sersim olarak \u00fcretim g\u00fcc\u00fcm\u00fcz\u00fc, bayi ve m\u00fc\u015fterilerimizin b\u00fcy\u00fcmesini destekleyen yenilik\u00e7i \u00e7\u00f6z\u00fcmlerle tamamlamay\u0131 \u00f6nemsiyoruz. Team Finans ile geli\u015ftirdi\u011fimiz Sersim Credit sayesinde bayilerimizin finansmana eri\u015fimini kolayla\u015ft\u0131rmay\u0131, sat\u0131n alma kapasitelerini art\u0131rmay\u0131 ve sat\u0131\u015f ekosistemimizi daha g\u00fc\u00e7l\u00fc bir finansal altyap\u0131yla desteklemeyi hedefliyoruz. Sersim’in saha tecr\u00fcbesini ve m\u00fc\u015fteri bilgisini kredi analiti\u011fine ta\u015f\u0131yan bu modelin, hem i\u015f ortaklar\u0131m\u0131z\u0131n hem de \u015firketimizin s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmesine katk\u0131 sa\u011flayaca\u011f\u0131na inan\u0131yoruz.”<\/em><\/p>\n

TeamSec Group Kurucusu ve CEO’su, ayn\u0131 zamanda Team Finans Y\u00f6netim Kurulu Ba\u015fkan\u0131 Esad Erkam K\u00f6ro\u011flu<\/strong> ise i\u015f birli\u011fiyle ilgili \u015fu de\u011ferlendirmede bulundu:<\/p>\n

“Krediyi, ticaretin ger\u00e7ekle\u015fti\u011fi noktaya ta\u015f\u0131yoruz. Geleneksel kredi modellerinden farkl\u0131 olarak bayileri yaln\u0131zca bilan\u00e7olar\u0131 \u00fczerinden de\u011fil, Sersim ile kurduklar\u0131 ger\u00e7ek ticari ili\u015fkiler \u00fczerinden de de\u011ferlendiriyoruz. Sersim’in sekt\u00f6r ve m\u00fc\u015fteri bilgisini Team Finans’\u0131n kredi analiti\u011fi, tahsis ve risk y\u00f6netimi kabiliyetleriyle birle\u015ftirerek her bayi i\u00e7in daha do\u011fru limit, vade ve fiyatlama olu\u015fturaca\u011f\u0131z. Sersim Credit’i farkl\u0131la\u015ft\u0131ran temel unsur, kredinin ticaretten kopuk de\u011fil, ticaretin kendi verisiyle \u015fekillenmesidir.”<\/em><\/p>\n

Pilot uygulama olarak ba\u015flamas\u0131 planlanan i\u015f birli\u011finin, elde edilen sonu\u00e7lar do\u011frultusunda daha fazla bayi, m\u00fc\u015fteri ve sat\u0131\u015f kanal\u0131n\u0131 kapsayacak \u015fekilde geni\u015fletilmesi hedefleniyor.<\/p>\n

TeamSec Group’un entegre yap\u0131s\u0131 i\u00e7erisinde Team Finans kredi olu\u015fturma ve Credit-as-a-Service faaliyetlerini y\u00fcr\u00fct\u00fcrken, TeamSec Technology<\/strong> ise yapay zek\u00e2 destekli risk skorlama, fiyatlama ve portf\u00f6y analiti\u011fi s\u00fcre\u00e7lerini y\u00f6netiyor.<\/p>\n","protected":false},"excerpt":{"rendered":"

Sersim Credit program\u0131, bayilerin finansmana eri\u015fimini kolayla\u015ft\u0131r\u0131rken sat\u0131\u015f ve i\u015fletme sermayesi verimlili\u011fini destekleyecek.<\/p>\n","protected":false},"author":2,"featured_media":909,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_ecomap_primary_org_id":329,"_ecomap_primary_org_name":"Team Finansman","_ecomap_mentioned_org_ids":"[711]","_ecomap_related_org_ids":",711,","_ecomap_match_confidence":0.9,"_ecomap_email_message_id":"19febb99ba78259c","_ecomap_email_from":"pressrelease@faselis.com","_ecomap_editor_notes":"E-posta HTML'i temizlendi; footer, abonelik ba\u011flant\u0131lar\u0131 ve 'Ek Dosyalar' b\u00f6l\u00fcm\u00fc kald\u0131r\u0131ld\u0131. Ba\u015fl\u0131k ve alt ba\u015fl\u0131k yeniden d\u00fczenlendi. G\u00f6vdeye h2\/h3 ba\u015fl\u0131klar eklendi. 'T\u00fcrkiye'nin \u00f6nde gelen' ifadesi korundu ancak abart\u0131l\u0131 iddialar yumu\u015fat\u0131ld\u0131. Hafif d\u00fczeltmeler yap\u0131ld\u0131.","_ecomap_original_body":"

<\/td><\/tr><\/table><\/td><\/tr>

Sersim ve Team Finans'tan Bayi Finansman\u0131nda Stratejik \u0130\u015f Birli\u011fi<\/span><\/strong><\/p>

Sersim Credit program\u0131, bayilerin finansmana eri\u015fimini kolayla\u015ft\u0131r\u0131rken sat\u0131\u015f ve i\u015fletme sermayesi verimlili\u011fini destekleyecek<\/span><\/strong><\/p>

T\u00fcrkiye'nin\u00a0<\/span>\u00f6<\/span>nde gelen sanayi kurulu\u015flar\u0131ndan Sersim ile TeamSec Group b\u00fcnyesinde faaliyet g<\/span>\u00f6<\/span>steren BDDK lisansl\u0131 finansman \u015firketi Team Finansman A.\u015e., Sersim'in bayi ve ticari m\u00fc\u015fteri ekosistemine y<\/span>\u00f6<\/span>nelik geli\u015ftirilen Sersim Credit<\/strong> program\u0131n\u0131 hayata ge\u00e7irmek \u00fczere stratejik i\u015f birli\u011fi anla\u015f<\/span>mas<\/span>\u0131na imza att\u0131.<\/span><\/p>

Team Finans'\u0131n Credit-as-a-Service altyap\u0131s\u0131yla geli\u015ftirilen Sersim Credit, Sersim'in sat\u0131\u015f kanallar\u0131<\/span>na entegre\u00a0<\/span>\u00e7al\u0131\u015fan, bayi a\u011f\u0131na\u00a0<\/span>\u00f6<\/span>zel ve veri odakl\u0131 bir ticari finansman program\u0131 olarak uygulanacak. Program sayesinde bayilerin finansmana eri\u015fiminin kolayla\u015ft\u0131r\u0131lmas\u0131, sat\u0131n alma kapasitelerinin art\u0131r\u0131lmas\u0131 ve Sersim'in sat\u0131\u015f ekosisteminin daha g\u00fc\u00e7l\u00fc bir finansal altyap\u0131yla desteklenmesi hedefleniyor.<\/span><\/p>

Kredi de\u011ferlendirme s\u00fcrecinde yaln\u0131zca geleneksel finansal g<\/span>\u00f6<\/span>stergeler de\u011fil; bayilerin Sersim ile olan i\u015flem ge\u00e7mi\u015f<\/span>i, sipari<\/span>\u015f s\u0131kl\u0131\u011f\u0131, sat\u0131n alma davran\u0131\u015flar\u0131\u00a0<\/span>ve\u00a0<\/span>\u00f6<\/span>deme performans\u0131 gibi ticari veriler de dikkate al\u0131nacak.<\/span><\/p>

Sersim'in sekt<\/span>\u00f6<\/span>r deneyimi ve m\u00fc\u015fteri bilgisi, Team Finans'\u0131n kredi analiti\u011fi, tahsis ve risk y<\/span>\u00f6<\/span>netimi yetkinlikleriyle bir araya getirilerek her bayi i\u00e7in daha do\u011fru limit, vade ve risk bazl\u0131 fiyatlama modelleri olu\u015fturulacak. Kredi de\u011ferlendirme, skorlama, limit tahsisi, kulland\u0131r\u0131<\/span>m, portf<\/span>\u00f6<\/span>y y<\/span>\u00f6<\/span>netimi ve tahsilat s\u00fcre\u00e7leri Team Finans taraf\u0131ndan y\u00fcr\u00fct\u00fcl\u00fcrken; Sersim programa ticari veri, m\u00fc\u015fteri i\u00e7g<\/span>\u00f6<\/span>r\u00fcs\u00fc ve operasyonel koordinasyon deste\u011fi sa\u011flayacak. Sersim, kredi sa\u011f<\/span>lay<\/span>\u0131c\u0131 veya kredi karar\u0131 veren taraf olarak konumlanmayacak.<\/span><\/p>

Sersim Y<\/span>\u00f6<\/span>netim Kurulu Ba\u015fkan Yard\u0131mc\u0131s\u0131 Mehmet Ustao\u011flu<\/strong>, i\u015f birli\u011fine ili\u015f<\/span>kin de<\/span>\u011ferlendirmesinde \u015funlar\u0131 s<\/span>\u00f6<\/span>yledi:<\/span><\/p>

\"Sersim olarak \u00fcretim g\u00fcc\u00fcm\u00fcz\u00fc, bayi ve m\u00fc\u015fterilerimizin b\u00fcy\u00fcmesini destekleyen yenilik\u00e7i \u00e7\u00f6z\u00fcmlerle tamamlamay\u0131 \u00f6nemsiyoruz. Team Finans ile geli\u015ftirdi\u011fimiz Sersim Credit sayesinde bayilerimizin finansmana eri\u015fimini kolayla\u015ft\u0131rmay\u0131, sat\u0131n alma kapasitelerini art\u0131rmay\u0131 ve sat\u0131\u015f ekosistemimizi daha g\u00fc\u00e7l\u00fc bir finansal altyap\u0131yla desteklemeyi hedefliyoruz. Sersim'in saha tecr\u00fcbesini ve m\u00fc\u015fteri bilgisini kredi analiti\u011fine ta\u015f\u0131yan bu modelin, hem i\u015f ortaklar\u0131m\u0131z\u0131n hem de \u015firketimizin s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmesine katk\u0131 sa\u011flayaca\u011f\u0131na inan\u0131yoruz.\"<\/span><\/em><\/p>

TeamSec Group Kurucusu ve CEO'su, ayn\u0131 zamanda Team Finans Y<\/span>\u00f6<\/span>netim Kurulu Ba\u015fkan\u0131 Esad Erkam K<\/strong><\/span>\u00f6<\/span><\/strong>ro\u011flu<\/span><\/strong>\u00a0ise i\u015f birli\u011fiyle ilgili \u015f<\/span>u de<\/span>\u011ferlendirmede bulundu:<\/span><\/p>

\"Krediyi, ticaretin ger\u00e7ekle\u015fti\u011fi noktaya ta\u015f\u0131yoruz. Geleneksel kredi modellerinden farkl\u0131 olarak bayileri yaln\u0131zca bilan\u00e7olar\u0131 \u00fczerinden de\u011fil, Sersim ile kurduklar\u0131 ger\u00e7ek ticari ili\u015fkiler \u00fczerinden de de\u011ferlendiriyoruz. Sersim'in sekt<\/span><\/em>\u00f6<\/span><\/em>r ve m\u00fc\u015fteri bilgisini Team Finans'\u0131n kredi analiti\u011fi, tahsis ve risk y<\/span><\/em>\u00f6<\/span><\/em>netimi kabiliyetleriyle birle\u015ftirerek her bayi i\u00e7in daha do\u011fru limit, vade ve fiyatlama olu\u015fturaca\u011f\u0131z. Sersim Credit'i farkl\u0131la\u015ft\u0131ran temel unsur, kredinin ticaretten kopuk de\u011fil, ticaretin kendi verisiyle \u015fekillenmesidir.\"<\/span><\/em><\/p>

Pilot uygulama olarak ba\u015flamas\u0131 planlanan i\u015f birli\u011finin, elde edilen sonu\u00e7lar do\u011frultusunda daha fazla bayi, m\u00fc\u015fteri ve sat\u0131\u015f kanal\u0131n\u0131 kapsayacak \u015fekilde geni\u015fletilmesi hedefleniyor.<\/span><\/p>

TeamSec Group'un entegre yap\u0131s\u0131 i\u00e7erisinde Team Finans kredi olu\u015fturma ve Credit-as-a-Service faaliyetlerini y\u00fcr\u00fct\u00fcrken, TeamSec Technology ise yapay zek\u00e2 destekli risk skorlama, fiyatlama ve portf<\/span>\u00f6<\/span>y analiti<\/span>\u011fi s\u00fcre\u00e7lerini y<\/span>\u00f6<\/span>netiyor.<\/span><\/p><\/td><\/tr><\/table><\/td><\/tr>

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Ek Dosyalar<\/h2><\/td><\/tr>

\"msword<\/td>Sersim Team Finans I\u0307s\u0327 Birlig\u0306i (2).docx<\/td>\u0130ndir<\/a><\/td><\/tr><\/table><\/td><\/tr>


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