{"id":2688,"date":"2026-11-02T11:50:50","date_gmt":"2026-11-02T08:50:50","guid":{"rendered":"https:\/\/fintech.mercek.net\/news\/?p=2688"},"modified":"2026-11-02T12:52:28","modified_gmt":"2026-11-02T09:52:28","slug":"hayat-finans-katilim-bankasi-genel-mudurlugune-s-tugbay-kumoglu-atandi","status":"publish","type":"post","link":"https:\/\/fintech.mercek.net\/news\/2026\/11\/02\/hayat-finans-katilim-bankasi-genel-mudurlugune-s-tugbay-kumoglu-atandi\/","title":{"rendered":"Hayat Finans Kat\u0131l\u0131m Bankas\u0131 Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fcne \u015e. Tu\u011fbay Kumo\u011flu Atand\u0131"},"content":{"rendered":"

Bankac\u0131l\u0131k ve finans sekt\u00f6r\u00fcnde 25 y\u0131l\u0131 a\u015fk\u0131n deneyime sahip \u015e. Tu\u011fbay Kumo\u011flu, Hayat Finans Kat\u0131l\u0131m Bankas\u0131’n\u0131n yeni Genel M\u00fcd\u00fcr\u00fc olarak g\u00f6reve atand\u0131.<\/strong><\/h2>\n

Kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131n\u0131 dijital odakl\u0131 ve yenilik\u00e7i hizmet anlay\u0131\u015f\u0131yla s\u00fcrd\u00fcren Hayat Finans<\/strong>, \u00fcst y\u00f6netim kadrosunu finans sekt\u00f6r\u00fcn\u00fcn deneyimli isimlerinden \u015e. Tu\u011fbay Kumo\u011flu<\/strong> ile g\u00fc\u00e7lendiriyor. Kumo\u011flu, bankan\u0131n stratejik b\u00fcy\u00fcme hedeflerinin ger\u00e7ekle\u015fmesine ve pazar pay\u0131n\u0131n art\u0131r\u0131lmas\u0131na liderlik edecek.<\/p>\n

\u015e. Tu\u011fbay Kumo\u011flu yeni g\u00f6reviyle ilgili \u015fu de\u011ferlendirmeyi yapt\u0131: \u201cHayat Finans, 89 y\u0131ll\u0131k k\u00f6kl\u00fc bir kurulu\u015f olan Hayat Holding’in g\u00fc\u00e7l\u00fc kurumsal deste\u011fiyle T\u00fcrkiye’nin ilk dijital bankas\u0131 olarak \u00f6nemli bir geli\u015fim kaydetti. \u00dc\u00e7\u00fcnc\u00fc y\u0131l\u0131nda 2 milyonu a\u015fan kullan\u0131c\u0131ya ula\u015fm\u0131\u015f olmas\u0131, yenilik\u00e7i i\u015f modelleri ve m\u00fc\u015fteri odakl\u0131 yakla\u015f\u0131m\u0131n\u0131n ortaya koydu\u011fu potansiyeli g\u00f6steriyor. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde bu potansiyeli daha da ileri ta\u015f\u0131mak i\u00e7in yapay zek\u00e2 ve dijital teknolojilerin sundu\u011fu imk\u00e2nlar\u0131 kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131n\u0131n ilkeleriyle bulu\u015fturmaya devam edece\u011fiz. M\u00fc\u015fteri deneyimini geli\u015ftiren, reel sekt\u00f6r\u00fcn ihtiya\u00e7lar\u0131na h\u0131zl\u0131 ve etkin \u00e7\u00f6z\u00fcmler sunan, finansal hizmetlere eri\u015fimi kolayla\u015ft\u0131ran bir bankac\u0131l\u0131k anlay\u0131\u015f\u0131yla s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmemizi g\u00fc\u00e7lendirmeyi hedefliyoruz. Kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131 sekt\u00f6r\u00fcn\u00fc yenilik\u00e7i, \u015feffaf ve tamamen dijital odakl\u0131 bir yakla\u015f\u0131mla yeniden tan\u0131mlayan Hayat Finans ailesine kat\u0131lmaktan b\u00fcy\u00fck bir heyecan ve mutluluk duyuyorum.<\/em>\u201d<\/p>\n

Sekt\u00f6rde 25 Y\u0131l\u0131 A\u015fan Deneyim ve G\u00fc\u00e7l\u00fc Liderlik<\/strong><\/h3>\n

Gazi \u00dcniversitesi \u0130ktisadi ve \u0130dari Bilimler Fak\u00fcltesi mezunu olan \u015e. Tu\u011fbay Kumo\u011flu, meslek hayat\u0131na 1998 y\u0131l\u0131nda T. Garanti Bankas\u0131 A.\u015e.<\/strong> b\u00fcnyesinde ba\u015flad\u0131. Burada \u00f6zellikle KOB\u0130 Bankac\u0131l\u0131\u011f\u0131 alan\u0131nda uzmanla\u015farak saha ve genel m\u00fcd\u00fcrl\u00fck kadrolar\u0131nda g\u00f6revlerde bulundu. 2006-2019 y\u0131llar\u0131 aras\u0131nda T\u00fcrk Ekonomi Bankas\u0131 (TEB)<\/strong> \u00e7at\u0131s\u0131 alt\u0131nda B\u00f6lge Direkt\u00f6rl\u00fc\u011f\u00fc, Bireysel Bankac\u0131l\u0131k Sat\u0131\u015f Y\u00f6netimi Direkt\u00f6rl\u00fc\u011f\u00fc ve Perakende Bankac\u0131l\u0131k Grup Direkt\u00f6rl\u00fc\u011f\u00fc g\u00f6revlerini \u00fcstlenen Kumo\u011flu, ayn\u0131 d\u00f6nemde TEB’in i\u015ftiraki olan ve Kosova’da faaliyet g\u00f6steren bankan\u0131n (TEB ShA.) 5 y\u0131la yak\u0131n bir s\u00fcre Y\u00f6netim Kurulu \u00dcyeli\u011fi g\u00f6revinde de bulundu.<\/p>\n

2019-2024 y\u0131llar\u0131 aras\u0131nda kariyerine \u015eekerbank<\/strong>‘ta Genel M\u00fcd\u00fcr Yard\u0131mc\u0131s\u0131 olarak devam eden Kumo\u011flu, burada KOB\u0130, \u0130\u015fletme, Tar\u0131m ve Bireysel Bankac\u0131l\u0131k i\u015f kollar\u0131n\u0131n sorumlulu\u011funu \u00fcstlendi. \u015eekerbank’ta g\u00f6rev yapt\u0131\u011f\u0131 y\u0131llarda Kredi Kay\u0131t B\u00fcrosu (KKB)<\/strong> ve Kredi Garanti Fonu (KGF)<\/strong> kurumlar\u0131nda Y\u00f6netim Kurulu \u00dcyeliklerinde de bulundu.<\/p>\n

Nisan 2024’ten bu yana Colendibank A.\u015e.<\/strong>‘de Genel M\u00fcd\u00fcr Vekili olarak; bankan\u0131n faaliyet izninin al\u0131nmas\u0131, m\u00fc\u015fteri kabul\u00fc ve servis modeli bankac\u0131l\u0131\u011f\u0131 s\u00fcre\u00e7lerinin hayata ge\u00e7irilmesi gibi projelerin y\u00f6netiminde sorumluluklar \u00fcstlenen \u015e. Tu\u011fbay Kumo\u011flu, edindi\u011fi birikimle Hayat Finans’\u0131n y\u00f6netimini devrald\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bankac\u0131l\u0131k ve finans sekt\u00f6r\u00fcnde 25 y\u0131l\u0131 a\u015fk\u0131n deneyime sahip \u015e. Tu\u011fbay Kumo\u011flu, Hayat Finans Kat\u0131l\u0131m Bankas\u0131’n\u0131n yeni Genel M\u00fcd\u00fcr\u00fc oldu.<\/p>\n","protected":false},"author":2,"featured_media":2687,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_ecomap_primary_org_id":238,"_ecomap_primary_org_name":"Hayat Finans","_ecomap_mentioned_org_ids":"[191,207,211]","_ecomap_related_org_ids":",191,207,211,","_ecomap_match_confidence":0.95,"_ecomap_email_message_id":"1a19b6b1e8c275fc","_ecomap_email_from":"pressrelease@faselis.com","_ecomap_editor_notes":"T\u00fcrk\u00e7e b\u00fclten editoryal format\u0131 (h2\/h3, spot) uyguland\u0131; Firma profili eki metinden \u00e7\u0131kar\u0131ld\u0131; Do\u011frulanamayan pazarlama iddialar\u0131 yumu\u015fat\u0131ld\u0131; B\u00fclten altl\u0131\u011f\u0131 ve tekrarlayan footer temizlendi; Edit\u00f6r \u00f6zeti olu\u015fturuldu; Hafif d\u00fczeltme yap\u0131ld\u0131; Ba\u015fl\u0131k g\u00f6zden ge\u00e7irildi; Yap\u0131 \u00e7\u0131kar\u0131m\u0131 uyguland\u0131.","_ecomap_original_body":"

T\u00fcrkiye\u2019nin ilk dijital bankas\u0131 Hayat Finans Kat\u0131l\u0131m Bankas\u0131\u2019nda \u00fcst d\u00fczey y\u00f6netim atamas\u0131 ger\u00e7ekle\u015fti. Bankac\u0131l\u0131k ve finans sekt\u00f6r\u00fcnde 25 y\u0131l\u0131 a\u015fk\u0131n k\u00f6kl\u00fc bir tecr\u00fcbeye sahip olan \u015e. Tu\u011fbay Kumo\u011flu, Hayat Finans Kat\u0131l\u0131m Bankas\u0131\u2019n\u0131n yeni Genel M\u00fcd\u00fcr\u00fc olarak g\u00f6reve atand\u0131.


<\/p>Hayat Finans Kat\u0131l\u0131m Bankas\u0131 Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc g\u00f6revine \u015e. Tu\u011fbay Kumo\u011flu atand\u0131<\/title> <center><table align=\"center\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" height=\"100%\" id=\"bodycontent\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; color: #1c2b28; font-size: 12px; margin: 0; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" id=\"bodyinside\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; border-collapse: collapse; color: #1c2b28; font-size: 12px; margin: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 20px;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" id=\"template\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #ffffff; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px; width: 600px;\" width=\"600\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"preheader\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"preheadercontent\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; color: #808080; font-family: Helvetica,Arial,sans-serif; font-size: 11px; line-height: 125%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 10px; padding-left: 20px; padding-right: 20px; padding-top: 10px; text-align: center;\"><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top:20px\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" class=\"mailbody\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; font-family: Helvetica,Arial,sans-serif; font-size: 14px; line-height: 1.5; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 20px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-align:center;'><br><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><u><span style=\"font-size:16px;\">BASIN B\u00dcLTEN\u0130 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a002 Kas\u0131m 2026<\/span><\/u><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-family:\"Calibri\",sans-serif;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:center;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:24px;font-family:\"Calibri\",sans-serif;'>Hayat Finans Kat\u0131l\u0131m Bankas\u0131 Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc\u00a0<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:center;'><br><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:center;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:24px;font-family:\"Calibri\",sans-serif;'>g\u00f6revine\u00a0<\/span><\/strong><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:24px;font-family:\"Calibri\",sans-serif;'>\u015e. Tu\u011fbay Kumo\u011flu atand\u0131<\/span><\/strong><\/p><h3 style='margin-right:0cm;margin-left:0cm;font-size:18px;font-family:\"Times New Roman\",serif;font-weight:bold;margin:0cm;'><span style='font-size:16px;font-family:\"Calibri\",sans-serif;'>\u00a0<\/span><\/h3><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:center;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-family:\"Calibri\",sans-serif;'>T\u00fcrkiye\u2019nin ilk dijital bankas\u0131 Hayat Finans Kat\u0131l\u0131m Bankas\u0131\u2019nda \u00fcst d\u00fczey y\u00f6netim atamas\u0131 ger\u00e7ekle\u015fti. Bankac\u0131l\u0131k ve finans sekt\u00f6r\u00fcnde 25 y\u0131l\u0131 a\u015fk\u0131n k\u00f6kl\u00fc bir tecr\u00fcbeye sahip olan\u00a0<\/span><\/strong><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-family:\"Calibri\",sans-serif;'>\u015e. Tu\u011fbay Kumo\u011flu, Hayat Finans Kat\u0131l\u0131m Bankas\u0131\u2019n\u0131n yeni Genel M\u00fcd\u00fcr\u00fc olarak g\u00f6reve atand\u0131.<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-family:\"Calibri\",sans-serif;'>\u00a0<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-family:\"Calibri\",sans-serif;'>Kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131n\u0131 dijital odakl\u0131 ve yenilik\u00e7i hizmet anlay\u0131\u015f\u0131yla gelece\u011fe ta\u015f\u0131yan Hayat Finans, \u00fcst y\u00f6netim kadrosunu finans sekt\u00f6r\u00fcn\u00fcn deneyimli isimlerinden \u015e. Tu\u011fbay Kumo\u011flu ile g\u00fc\u00e7lendiriyor. Kumo\u011flu, bankan\u0131n stratejik b\u00fcy\u00fcme hedeflerinin ger\u00e7ekle\u015fmesine ve pazar pay\u0131n\u0131n art\u0131r\u0131lmas\u0131na liderlik edecek.\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;text-align:justify;'><span style='font-family:\"Calibri\",sans-serif;'>\u015e. Tu\u011fbay Kumo\u011flu yeni g\u00f6reviyle ilgili \u015fu de\u011ferlendirmeyi yapt\u0131: \u201c<em>Hayat Finans, 89 y\u0131ll\u0131k k\u00f6kl\u00fc bir kurulu\u015f olan Hayat Holding\u2019in g\u00fc\u00e7l\u00fc kurumsal deste\u011fiyle T\u00fcrkiye'nin ilk dijital bankas\u0131 olarak \u00f6nemli bir geli\u015fim kaydetti. \u00dc\u00e7\u00fcnc\u00fc y\u0131l\u0131nda 2 milyonu a\u015fan kullan\u0131c\u0131ya ula\u015fm\u0131\u015f olmas\u0131, yenilik\u00e7i i\u015f modelleri ve m\u00fc\u015fteri odakl\u0131 yakla\u015f\u0131m\u0131n\u0131n ortaya koydu\u011fu potansiyeli g\u00f6steriyor. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde bu potansiyeli daha da ileri ta\u015f\u0131mak i\u00e7in yapay zek\u00e2 ve dijital teknolojilerin sundu\u011fu imk\u00e2nlar\u0131 kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131n\u0131n ilkeleriyle bulu\u015fturmaya devam edece\u011fiz. M\u00fc\u015fteri deneyimini geli\u015ftiren, reel sekt\u00f6r\u00fcn ihtiya\u00e7lar\u0131na h\u0131zl\u0131 ve etkin \u00e7\u00f6z\u00fcmler sunan, finansal hizmetlere eri\u015fimi kolayla\u015ft\u0131ran bir bankac\u0131l\u0131k anlay\u0131\u015f\u0131yla s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmemizi g\u00fc\u00e7lendirmeyi hedefliyoruz. Kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131 sekt\u00f6r\u00fcn\u00fc yenilik\u00e7i, \u015feffaf ve tamamen dijital odakl\u0131 bir yakla\u015f\u0131mla yeniden tan\u0131mlayan Hayat Finans ailesine kat\u0131lmaktan b\u00fcy\u00fck bir heyecan ve mutluluk duyuyorum.<\/em>\u201d<\/span><\/p><h4 style='margin-top:0cm;margin-right:0cm;margin-bottom:0cm;margin-left:0cm;line-height:normal;font-size:15px;font-family:\"Calibri Light\",sans-serif;color:#2F5496;font-weight:normal;font-style:italic;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:16px;font-family:\"Calibri\",sans-serif;color:black;font-style:normal;'>Sekt\u00f6rde 25 y\u0131l\u0131 a\u015fan deneyim ve g\u00fc\u00e7l\u00fc liderlik<\/span><\/strong><\/h4><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-family:\"Calibri\",sans-serif;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-family:\"Calibri\",sans-serif;'>Gazi \u00dcniversitesi \u0130ktisadi ve \u0130dari Bilimler Fak\u00fcltesi mezunu olan \u015e. Tu\u011fbay Kumo\u011flu, meslek hayat\u0131na 1998 y\u0131l\u0131nda T. Garanti Bankas\u0131 A.\u015e. b\u00fcnyesinde ba\u015flad\u0131. Burada \u00f6zellikle KOB\u0130 Bankac\u0131l\u0131\u011f\u0131 alan\u0131nda uzmanla\u015farak, saha ve genel m\u00fcd\u00fcrl\u00fck kadrolar\u0131nda \u00f6nemli g\u00f6revlerde bulundu. 2006-2019 y\u0131llar\u0131 aras\u0131nda T\u00fcrk Ekonomi Bankas\u0131 (TEB) \u00e7at\u0131s\u0131 alt\u0131nda B\u00f6lge Direkt\u00f6rl\u00fc\u011f\u00fc, Bireysel Bankac\u0131l\u0131k Sat\u0131\u015f Y\u00f6netimi Direkt\u00f6rl\u00fc\u011f\u00fc ve Perakende Bankac\u0131l\u0131k Grup Direkt\u00f6rl\u00fc\u011f\u00fc g\u00f6revlerini \u00fcstlenen Kumo\u011flu, ayn\u0131 d\u00f6nemde TEB\u2019in i\u015ftiraki olan ve Kosova\u2019da faaliyet g\u00f6steren bankan\u0131n (TEB ShA.) 5 y\u0131la yak\u0131n bir s\u00fcre Y\u00f6netim Kurulu \u00dcyeli\u011fi g\u00f6revinde de bulundu.<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-family:\"Calibri\",sans-serif;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-family:\"Calibri\",sans-serif;'>2019 - 2024 y\u0131llar\u0131 aras\u0131nda kariyerine \u015eekerbank\u2019ta Genel M\u00fcd\u00fcr Yard\u0131mc\u0131s\u0131 olarak devam eden Kumo\u011flu, burada KOB\u0130, \u0130\u015fletme, Tar\u0131m ve Bireysel Bankac\u0131l\u0131k i\u015f kollar\u0131n\u0131n sorumlulu\u011funu \u00fcstlendi. \u015eekerbank\u2019ta g\u00f6rev yapt\u0131\u011f\u0131 y\u0131llarda Kredi Kay\u0131t B\u00fcrosu (KKB) ve Kredi Garanti Fonu (KGF) kurumlar\u0131nda Y\u00f6netim Kurulu \u00dcyeliklerinde de bulundu.\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-family:\"Calibri\",sans-serif;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-family:\"Calibri\",sans-serif;'>Nisan 2024\u2019ten bu yana Colendibank A.\u015e.\u2019de Genel M\u00fcd\u00fcr Vekili olarak; bankan\u0131n faaliyet izninin al\u0131nmas\u0131, m\u00fc\u015fteri kabul\u00fc, servis modeli bankac\u0131l\u0131\u011f\u0131 s\u00fcre\u00e7lerinin hayata ge\u00e7irilmesi gibi \u00e7ok \u00f6nemli projelerin y\u00f6netiminde \u00f6nemli sorumluluklar \u00fcstlenen \u015e. Tu\u011fbay Kumo\u011flu, edindi\u011fi kapsaml\u0131 birikimle Hayat Finans\u2019\u0131n y\u00f6netimini devrald\u0131.\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-family:\"Calibri\",sans-serif;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:8.0pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-family:\"Calibri\",sans-serif;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style=\"font-size:12px;color:black;\">Hayat Finans Kat\u0131l\u0131m Bankas\u0131 Hakk\u0131nda<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-align:justify;'><span style=\"font-size:12px;color:black;\">Hayat Holding\u2019in bankac\u0131l\u0131k yat\u0131r\u0131m\u0131 olan Hayat Finans Kat\u0131l\u0131m Bankas\u0131, 21 Eyl\u00fcl 2023 tarihinde faaliyete ge\u00e7mesiyle birlikte T\u00fcrkiye\u2019de dijital bankalar d\u00f6nemi resmen ba\u015flam\u0131\u015f oldu. T\u00fcrkiye\u2019nin lisansl\u0131 ilk dijital bankas\u0131 olan Hayat Finans; \u015fubesiz olman\u0131n getirdi\u011fi maliyet avantaj\u0131n\u0131 kullan\u0131c\u0131lar\u0131na y\u00fcksek k\u00e2r pay\u0131, masrafs\u0131z bankac\u0131l\u0131k i\u015flemleri ve d\u00fc\u015f\u00fck maliyetli finansman olarak yans\u0131t\u0131yor. Ayn\u0131 zamanda bir kat\u0131l\u0131m bankas\u0131 olan Hayat Finans\u2019\u0131n arkas\u0131nda T\u00fcrkiye\u2019nin en k\u00f6kl\u00fc global \u015firketler grubu Hayat Holding var. 89 y\u0131ll\u0131k tecr\u00fcbesiyle Hayat Holding; Molped, Molfix, Papia, Bingo, Evony gibi h\u0131zl\u0131 t\u00fcketim markalar\u0131n\u0131n yan\u0131 s\u0131ra farkl\u0131 sekt\u00f6rlerde y\u00fczden fazla \u00fclkede milyarlarca ki\u015fiye kaliteli T\u00fcrk markalar\u0131n\u0131 sunuyor<\/span><span style=\"font-size:16px;color:black;\">.<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-align:justify;background:white;'><span style=\"font-size:16px;color:black;\">\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-align:justify;background:white;'><span style=\"font-size:16px;\">\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-align:justify;background:white;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><u><span style=\"font-size:13px;color:black;\">Ayr\u0131nt\u0131l\u0131 Bilgi \u0130\u00e7in;<\/span><\/u><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-align:justify;background:white;'><span style=\"font-size:13px;color:black;\">Bige Kurtcebe\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-align:justify;background:white;'><span style=\"font-size:13px;color:black;\">0533 545 15 49<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Calibri\",sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-align:justify;'><span style=\"font-size:16px;\">\u00a0<\/span><\/p><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; 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Tug\u0306bay Kumog\u0306lu_Bas\u0131n Bu\u0308lteni_02112026.docx<\/td><td valign=\"top\" class=\"videodownload\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; font-family: Helvetica,Arial,sans-serif; font-size: 12px; font-weight: bold; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; text-align: right; width: 100px;\" width=\"100\"><a href=\"https:\/\/get.faselis.com\/downloadfile.php?uid=11859143&uidchk=87f70&ct=tr&pt=1278581&pts=1013304&e=bulten@mercek.net&o=28894&ot=4&chk=af801\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; color: #1c2b28; text-decoration: underline;\">\u0130ndir<\/a><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"footer\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"footercontent\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; color: #808080; font-family: Helvetica,Arial,sans-serif; font-size: 10px; line-height: 150%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0; text-align: center;\"><br><br>Bu eposta 'Hayat Finans' ad\u0131na bulten@mercek.net adresine g\u00f6nderilmi\u015ftir.<br>'Hayat Finans' ile ilgili ve\/veya ba\u015fka bir marka ile ilgili bas\u0131n b\u00fclteni veya bas\u0131n daveti almak istemiyorsan\u0131z marka, sekt\u00f6r ve abonelik ayarlar\u0131 i\u00e7in l\u00fctfen <a href=\"https:\/\/media.faselis.com\/tr\/?l=eyJwb3N0SUQiOjEyNzg1ODEsInBvc3RTZW5kaW5nSUQiOjEwMTMzMDQsImNvdW50cnkiOiJ0ciIsIm93bmVySUQiOjI4ODk0LCJvd25lclR5cGUiOjQsImVtYWlsIjoiYnVsdGVuQG1lcmNlay5uZXQiLCJjaGsiOiJhOGM5YTBhZTg0ZjdhN2ZiYmZhN2Q0N2QxMzk3NWNhNiJ9\">t\u0131klay\u0131n\u0131z.<\/a> <br> <\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" height=\"60\" class=\"footercontent faselis\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; color: #1c2b28; font-family: Helvetica,Arial,sans-serif; font-size: 12px; font-weight: bold; height: 60px; line-height: 60px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0; text-align: center;\">powered by <img border=\"0\" src=\"https:\/\/img.faselis.com\/mailing\/faselis.png\" alt=\"Faselis\" align=\"middle\" style=\"-ms-interpolation-mode: bicubic; border: 0; height: auto; line-height: 100%; outline: none; text-decoration: none;\"><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"footercontent cid\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; color: #cbd3d7; font-family: Helvetica,Arial,sans-serif; font-size: 10px; line-height: 150%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0; text-align: center;\">CID: 7lZSK,4,28894,1278581-1013304-lambda 1.1<br>Bu epostay\u0131 g\u00f6r\u00fcnt\u00fclemekte zorluk ya\u015f\u0131yorsan\u0131z: <a href=\"http:\/\/webview.faselis.com\/7lZSK\" target=\"_blank\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; color: #1c2b28; text-decoration: underline;\">L\u00fctfen t\u0131klay\u0131n\u0131z<\/a>.<\/td><\/tr><\/table><\/td><\/tr><\/table><\/td><\/tr><\/table><div id=\"_t\"><\/div><img src=\"https:\/\/log.faselis.com\/rdv2.php?cd=2,7lZSK-1013304-tr-1278581,4-28894,bulten@mercek.net\" width=\"1\" height=\"1\" border=\"0\"><\/center>","_ecomap_skills_applied":"[\"bulletin-editorial-tr\",\"company-about-notes-tr\",\"de-hype-tr\",\"dedupe-footer\",\"editor-notes-summary\",\"light-proofread\",\"rewrite-title\",\"structure-extract\"]","_ecomap_language":"tr","_ecomap_source":"email","_ecomap_auto_published":"","_ecomap_topics":"[\"leadership\"]","_ecomap_mentioned_people":"[{\"name\":\"\\u015e. 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