{"id":2658,"date":"2026-10-28T20:27:57","date_gmt":"2026-10-28T17:27:57","guid":{"rendered":"https:\/\/fintech.mercek.net\/news\/?p=2658"},"modified":"2026-10-29T09:50:35","modified_gmt":"2026-10-29T06:50:35","slug":"garanti-bbva-guclu-sermaye-yapisi-ve-musteri-odakli-stratejisiyle-istikrarli-performansini-surduruyor-2","status":"publish","type":"post","link":"https:\/\/fintech.mercek.net\/news\/2026\/10\/28\/garanti-bbva-guclu-sermaye-yapisi-ve-musteri-odakli-stratejisiyle-istikrarli-performansini-surduruyor-2\/","title":{"rendered":"Garanti BBVA, G\u00fc\u00e7l\u00fc Sermaye Yap\u0131s\u0131 ve M\u00fc\u015fteri Odakl\u0131 Stratejisiyle \u0130stikrarl\u0131 Performans\u0131n\u0131 S\u00fcrd\u00fcr\u00fcyor"},"content":{"rendered":"

Garanti BBVA, 30 Eyl\u00fcl 2026 tarihli finansal tablolar\u0131n\u0131 a\u00e7\u0131klad\u0131. Banka\u2019n\u0131n konsolide finansal tablolar\u0131na g\u00f6re, y\u0131l\u0131n ilk 9 ay\u0131nda net k\u00e2r\u0131 98,2 milyar TL oldu. Aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc 5,6 trilyon TL seviyesinde ger\u00e7ekle\u015firken, ekonomiye nakdi ve gayri nakdi krediler arac\u0131l\u0131\u011f\u0131yla sa\u011flad\u0131\u011f\u0131 destek ise 4,2 trilyon TL oldu.<\/strong><\/h2>\n

Fonlama baz\u0131n\u0131 dinamik bir \u015fekilde y\u00f6neten Garanti BBVA<\/strong>\u2019n\u0131n fonlama kaynaklar\u0131 i\u00e7indeki en b\u00fcy\u00fck a\u011f\u0131rl\u0131\u011f\u0131 %65,1 ile m\u00fc\u015fteri mevduatlar\u0131 olu\u015fturmaya devam etti. M\u00fc\u015fteri mevduat taban\u0131 y\u0131l\u0131n ilk 9 ay\u0131nda %15,5 b\u00fcy\u00fcme ile 3,6 trilyon TL oldu. G\u00fc\u00e7l\u00fc sermaye oda\u011f\u0131n\u0131 koruyan Bankan\u0131n sermaye yeterlilik oran\u0131 %16,1, \u00f6zkaynak k\u00e2rl\u0131l\u0131\u011f\u0131 %27,5, aktif k\u00e2rl\u0131l\u0131\u011f\u0131 ise %2,6 seviyelerinde ger\u00e7ekle\u015fti.<\/p>\n

Mahmut Akten: \u201cNet Faiz Marj\u0131m\u0131zda Belirgin Bir \u0130yile\u015fme Kaydettik\u201d<\/strong><\/h3>\n

Konuya ili\u015fkin de\u011ferlendirmelerde bulunan Garanti BBVA<\/strong> Genel M\u00fcd\u00fcr\u00fc Mahmut Akten<\/strong> \u015funlar\u0131 s\u00f6yledi: \u201cY\u0131l\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011finde, dezenflasyon hedefi do\u011frultusunda s\u00fcrd\u00fcr\u00fclen s\u0131k\u0131 para politikas\u0131 ve makro ihtiyati d\u00fczenlemeler bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn faaliyet ortam\u0131nda belirleyici olmaya devam etti. Bununla birlikte, \u00e7eyre\u011fin ikinci yar\u0131s\u0131ndan itibaren fonlama maliyetlerinde g\u00f6zlenen gerileme, sekt\u00f6r\u00fcn k\u00e2rl\u0131l\u0131k g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc olumlu y\u00f6nde etkiledi. K\u00fcresel geli\u015fmelerin ekonomik g\u00f6r\u00fcn\u00fcm \u00fczerindeki etkilerinin s\u00fcrd\u00fc\u011f\u00fc bu d\u00f6nemde, faiz ve fonlama ko\u015fullar\u0131ndaki de\u011fi\u015fim, etkin fiyatlama ve bilan\u00e7o y\u00f6netiminin \u00f6nemini bir kez daha ortaya koydu.\u201d<\/p>\n

Akten, bankan\u0131n 3. \u00e7eyrek performans\u0131n\u0131 \u015fu s\u00f6zlerle de\u011ferlendirdi: \u201cFonlama maliyetlerindeki gerileme ve etkin bilan\u00e7o y\u00f6netimimizin katk\u0131s\u0131yla net faiz marj\u0131m\u0131zda belirgin bir iyile\u015fme kaydederken, k\u00e2rl\u0131l\u0131\u011f\u0131m\u0131z\u0131 art\u0131rmaya devam ettik. M\u00fc\u015fteri odakl\u0131 ve kredi \u00f6ncelikli b\u00fcy\u00fcme stratejimiz do\u011frultusunda, T\u00fcrk liras\u0131 kredilerdeki liderli\u011fimizi farkl\u0131 segmentlerde elde etti\u011fimiz pazar pay\u0131 kazan\u0131mlar\u0131yla daha da g\u00fc\u00e7lendirdik. Fonlama taraf\u0131nda ise m\u00fc\u015fterilerimizle kurdu\u011fumuz uzun vadeli ili\u015fkiler sayesinde geni\u015f ve tabana yayg\u0131n mevduat yap\u0131m\u0131z\u0131 korurken, sermaye benzeri kredi ihrac\u0131 ile finansman kanallar\u0131m\u0131z\u0131 \u00e7e\u015fitlendirdik. 125 milyon dolar tutar\u0131ndaki s\u00fcrd\u00fcr\u00fclebilir sermaye benzeri tahvil ihrac\u0131m\u0131z ile sa\u011flad\u0131\u011f\u0131m\u0131z kaynak, mikro i\u015fletmeler ve KOB\u0130’lerin ye\u015fil yat\u0131r\u0131mlar\u0131na ve kad\u0131n giri\u015fimcilerin finansmana eri\u015fimine y\u00f6nlendirilecek.\u201d<\/p>\n

S\u00fcrd\u00fcr\u00fclebilir Finansman ve COP31 Vurgusu<\/strong><\/h3>\n

Garanti BBVA<\/strong>\u2019n\u0131n s\u00fcrd\u00fcr\u00fclebilir finansman alan\u0131ndaki \u00f6nceliklerine ve COP31<\/strong> kapsam\u0131nda \u00fcstlendi\u011fi role dikkat \u00e7eken Akten, s\u00f6zlerine \u015f\u00f6yle devam etti: \u201cGaranti BBVA<\/strong> olarak 2018\u20132029 d\u00f6nemi i\u00e7in belirledi\u011fimiz 3,5 trilyon TL s\u00fcrd\u00fcr\u00fclebilir finansman hedefimiz kapsam\u0131nda, 2026\u2019n\u0131n ilk dokuz ay\u0131nda 1,9 trilyon TL finansman sa\u011flad\u0131k. Enerji ve sanayiden kaynak verimlili\u011fine kadar farkl\u0131 alanlarda m\u00fc\u015fterilerimizin d\u00f6n\u00fc\u015f\u00fcm yat\u0131r\u0131mlar\u0131n\u0131 destekleyerek T\u00fcrkiye ekonomisinin s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmesine ve uluslararas\u0131 rekabet g\u00fcc\u00fcne katk\u0131 sa\u011flamaya devam ediyoruz. Bu do\u011frultuda, T\u00fcrkiye\u2019nin ev sahipli\u011finde Antalya\u2019da d\u00fczenlenecek COP31<\/strong>\u2019i \u00fclkemizin s\u00fcrd\u00fcr\u00fclebilir d\u00f6n\u00fc\u015f\u00fcm\u00fcn\u00fc h\u0131zland\u0131rmak a\u00e7\u0131s\u0131ndan \u00f6nemli bir f\u0131rsat olarak g\u00f6r\u00fcyoruz. BBVA<\/strong> ile birlikte \u00fcstlendi\u011fimiz K\u00fcresel Bankac\u0131l\u0131k Partnerli\u011fi sayesinde, T\u00fcrkiye\u2019nin d\u00f6n\u00fc\u015f\u00fcm potansiyelini uluslararas\u0131 sermaye, deneyim ve yeni finansman imkanlar\u0131yla bulu\u015fturmaya katk\u0131 sa\u011flamay\u0131 hedefliyoruz.\u201d<\/p>\n

Akten, s\u00f6zlerini \u015fu \u015fekilde tamamlad\u0131: \u201cGaranti BBVA<\/strong> olarak g\u00fc\u00e7l\u00fc finansal yap\u0131m\u0131z\u0131, m\u00fc\u015fteri odakl\u0131 i\u015f modelimiz ve teknolojik yetkinliklerimizle birle\u015ftirerek s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme stratejimiz do\u011frultusunda ilerliyoruz. Bu ba\u015far\u0131da eme\u011fi ge\u00e7en t\u00fcm \u00e7al\u0131\u015fma arkada\u015flar\u0131ma ve bize g\u00fcvenen t\u00fcm payda\u015flar\u0131m\u0131za te\u015fekk\u00fcr ediyorum.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

Garanti BBVA, 30 Eyl\u00fcl 2026 tarihli finansal tablolar\u0131n\u0131 a\u00e7\u0131klad\u0131; y\u0131l\u0131n ilk 9 ay\u0131nda net k\u00e2r\u0131 98,2 milyar TL oldu.<\/p>\n","protected":false},"author":2,"featured_media":608,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_ecomap_primary_org_id":177,"_ecomap_primary_org_name":"Garanti BBVA","_ecomap_mentioned_org_ids":"[]","_ecomap_related_org_ids":"","_ecomap_match_confidence":0.95,"_ecomap_email_message_id":"1a18384c090de598","_ecomap_email_from":"pressrelease@faselis.com","_ecomap_editor_notes":"E-posta HTML\u2019i temizlendi; selamlama, imza, ek dosya ba\u011flant\u0131lar\u0131, indirme linkleri, abonelikten \u00e7\u0131kma ve yasal uyar\u0131lar kald\u0131r\u0131ld\u0131. Tekrarlanan ba\u015fl\u0131k ve spot d\u00fczenlendi; h2 ve h3 yap\u0131s\u0131 eklendi. \u015eirket profil\/boilerplate blo\u011fu bulunmad\u0131\u011f\u0131 i\u00e7in \u00e7\u0131kar\u0131lmad\u0131. Metin hafif\u00e7e d\u00fczeltildi ve abart\u0131l\u0131 ifadeler n\u00f6trle\u015ftirildi.","_ecomap_original_body":"

Say\u0131n Fintechistanbul.org - Web Sitesi Yaz\u0131i\u015fleri,

T\u00fcrkiye Garanti Bankas\u0131 A.\u015e., 30 Eyl\u00fcl 2026 tarihli finansal tablolar\u0131n\u0131 a\u00e7\u0131klad\u0131. Banka\u2019n\u0131n konsolide finansal tablolar\u0131na g\u00f6re, y\u0131l\u0131n ilk 9 ay\u0131nda, net k\u00e2r\u0131 98,2 milyar TL oldu. Aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc 5,6 trilyon TL seviyesinde ger\u00e7ekle\u015firken, ekonomiye nakdi ve gayri nakdi krediler arac\u0131l\u0131\u011f\u0131yla sa\u011flad\u0131\u011f\u0131 destek ise 4,2 trilyon TL oldu.

\u0130yi \u00e7al\u0131\u015fmalar

<\/p>Garanti BBVA, G\u00fc\u00e7l\u00fc Sermaye Yap\u0131s\u0131 ve M\u00fc\u015fteri Odakl\u0131 Stratejisiyle \u0130stikrarl\u0131 Performans\u0131n\u0131 S\u00fcrd\u00fcr\u00fcyor<\/title> <center><table align=\"center\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" height=\"100%\" id=\"bodycontent\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; color: #1c2b28; font-size: 12px; margin: 0; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" id=\"bodyinside\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; border-collapse: collapse; color: #1c2b28; font-size: 12px; margin: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 20px;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" id=\"template\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #ffffff; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px; width: 600px;\" width=\"600\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"preheader\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"preheadercontent\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; color: #808080; font-family: Helvetica,Arial,sans-serif; font-size: 11px; line-height: 125%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 10px; padding-left: 20px; padding-right: 20px; padding-top: 10px; text-align: center;\"><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top:20px\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" class=\"mailbody\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; font-family: Helvetica,Arial,sans-serif; font-size: 14px; line-height: 1.5; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 20px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:center;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style=\"font-size:21px;\">Garanti BBVA, G\u00fc\u00e7l\u00fc Sermaye Yap\u0131s\u0131 ve M\u00fc\u015fteri Odakl\u0131 Stratejisiyle \u0130stikrarl\u0131 Performans\u0131n\u0131 S\u00fcrd\u00fcr\u00fcyor<\/span><\/strong><\/p><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:center;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style=\"font-size:21px;\">\u00a0<\/span><\/strong><\/p><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style=\"font-size:16px;\">T\u00fcrkiye Garanti Bankas\u0131 A.\u015e<\/span><\/strong><span style=\"font-size:16px;\">., 30 Eyl\u00fcl 2026 tarihli finansal tablolar\u0131n\u0131 a\u00e7\u0131klad\u0131. Banka\u2019n\u0131n konsolide finansal tablolar\u0131na g\u00f6re, y\u0131l\u0131n ilk 9 ay\u0131nda, <strong fr-original-style=\"\" style=\"font-weight: 700;\">net k\u00e2r\u0131<\/strong> 98,2 milyar TL oldu. <strong fr-original-style=\"\" style=\"font-weight: 700;\">Aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc<\/strong> 5,6 trilyon TL seviyesinde ger\u00e7ekle\u015firken, ekonomiye <strong fr-original-style=\"\" style=\"font-weight: 700;\">nakdi ve gayri nakdi krediler<\/strong> arac\u0131l\u0131\u011f\u0131yla sa\u011flad\u0131\u011f\u0131 destek ise 4,2 trilyon TL oldu. Fonlama baz\u0131n\u0131 dinamik bir \u015fekilde y\u00f6neten Garanti BBVA\u2019n\u0131n fonlama kaynaklar\u0131 i\u00e7indeki en b\u00fcy\u00fck a\u011f\u0131rl\u0131\u011f\u0131 %65,1 ile m\u00fc\u015fteri mevduatlar\u0131 olu\u015fturmaya devam etti. M\u00fc\u015fteri mevduat taban\u0131 y\u0131l\u0131n ilk 9 ay\u0131nda %15,5 b\u00fcy\u00fcme ile 3,6 trilyon TL oldu. G\u00fc\u00e7l\u00fc sermaye oda\u011f\u0131n\u0131 koruyan Bankan\u0131n <strong fr-original-style=\"\" style=\"font-weight: 700;\">sermaye yeterlilik oran\u0131<\/strong> %16,1, <strong fr-original-style=\"\" style=\"font-weight: 700;\">\u00f6zkaynak k\u00e2rl\u0131l\u0131\u011f\u0131<\/strong> %27,5, <strong fr-original-style=\"\" style=\"font-weight: 700;\">aktif k\u00e2rl\u0131l\u0131\u011f\u0131<\/strong> ise %2,6 seviyelerinde ger\u00e7ekle\u015fti.\u00a0<\/span><\/p><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style=\"font-size:16px;\">\u00a0<\/span><\/p><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style=\"font-size:16px;\">Konuya ili\u015fkin de\u011ferlendirmelerde bulunan Garanti BBVA Genel M\u00fcd\u00fcr\u00fc Mahmut Akten \u015funlar\u0131 s\u00f6yledi:\u00a0<\/span><\/strong><span style=\"font-size:16px;\">\u201cY\u0131l\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011finde, dezenflasyon hedefi do\u011frultusunda s\u00fcrd\u00fcr\u00fclen s\u0131k\u0131 para politikas\u0131 ve makro ihtiyati d\u00fczenlemeler bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn faaliyet ortam\u0131nda belirleyici olmaya devam etti. Bununla birlikte, \u00e7eyre\u011fin ikinci yar\u0131s\u0131ndan itibaren fonlama maliyetlerinde g\u00f6zlenen gerileme, sekt\u00f6r\u00fcn k\u00e2rl\u0131l\u0131k g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc olumlu y\u00f6nde etkiledi. K\u00fcresel geli\u015fmelerin ekonomik g\u00f6r\u00fcn\u00fcm \u00fczerindeki etkilerinin s\u00fcrd\u00fc\u011f\u00fc bu d\u00f6nemde, faiz ve fonlama ko\u015fullar\u0131ndaki de\u011fi\u015fim, etkin fiyatlama ve bilan\u00e7o y\u00f6netiminin \u00f6nemini bir kez daha ortaya koydu.\u201d<\/span><\/p><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style=\"font-size:16px;\">\u00a0<\/span><\/strong><\/p><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style=\"font-size:16px;\">Akten, bankan\u0131n 3. \u00e7eyrek performans\u0131n\u0131 \u015fu s\u00f6zlerle de\u011ferlendirdi:\u00a0<\/span><\/strong><span style=\"font-size:16px;\">\u201cFonlama maliyetlerindeki gerileme ve etkin bilan\u00e7o y\u00f6netimimizin katk\u0131s\u0131yla net faiz marj\u0131m\u0131zda belirgin bir iyile\u015fme kaydederken, k\u00e2rl\u0131l\u0131\u011f\u0131m\u0131z\u0131 art\u0131rmaya devam ettik. M\u00fc\u015fteri odakl\u0131 ve kredi \u00f6ncelikli b\u00fcy\u00fcme stratejimiz do\u011frultusunda, T\u00fcrk liras\u0131 kredilerdeki liderli\u011fimizi farkl\u0131 segmentlerde elde etti\u011fimiz pazar pay\u0131 kazan\u0131mlar\u0131yla daha da g\u00fc\u00e7lendirdik. \u00a0Fonlama taraf\u0131nda ise m\u00fc\u015fterilerimizle kurdu\u011fumuz uzun vadeli ili\u015fkiler sayesinde geni\u015f ve tabana yayg\u0131n mevduat yap\u0131m\u0131z\u0131 korurken, sermaye benzeri kredi ihrac\u0131 ile finansman kanallar\u0131m\u0131z\u0131 \u00e7e\u015fitlendirdik. 125 milyon dolar tutar\u0131ndaki s\u00fcrd\u00fcr\u00fclebilir sermaye benzeri tahvil ihrac\u0131m\u0131z ile sa\u011flad\u0131\u011f\u0131m\u0131z kaynak, mikro i\u015fletmeler ve KOB\u0130'lerin ye\u015fil yat\u0131r\u0131mlar\u0131na ve kad\u0131n giri\u015fimcilerin finansmana eri\u015fimine y\u00f6nlendirilecek.\u201d<\/span><\/p><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style=\"font-size:16px;\">\u00a0<\/span><\/p><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style=\"font-size:16px;\">Garanti BBVA\u2019n\u0131n s\u00fcrd\u00fcr\u00fclebilir finansman alan\u0131ndaki \u00f6nceliklerine ve COP31 kapsam\u0131nda \u00fcstlendi\u011fi role dikkat \u00e7eken Akten, s\u00f6zlerine \u015f\u00f6yle devam etti:<\/span><\/strong><span style=\"font-size:16px;\">\u00a0\u201cGaranti BBVA olarak 2018\u20132029 d\u00f6nemi i\u00e7in belirledi\u011fimiz 3,5 trilyon TL s\u00fcrd\u00fcr\u00fclebilir finansman hedefimiz kapsam\u0131nda, 2026\u2019n\u0131n ilk dokuz ay\u0131nda 1,9 trilyon TL finansman sa\u011flad\u0131k. Enerji ve sanayiden kaynak verimlili\u011fine kadar farkl\u0131 alanlarda m\u00fc\u015fterilerimizin d\u00f6n\u00fc\u015f\u00fcm yat\u0131r\u0131mlar\u0131n\u0131 destekleyerek T\u00fcrkiye ekonomisinin s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmesine ve uluslararas\u0131 rekabet g\u00fcc\u00fcne katk\u0131 sa\u011flamaya devam ediyoruz.<\/span><\/p><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style=\"font-size:16px;\">\u00a0<\/span><\/p><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style=\"font-size:16px;\">Bu do\u011frultuda, T\u00fcrkiye\u2019nin ev sahipli\u011finde Antalya\u2019da d\u00fczenlenecek COP31\u2019i \u00fclkemizin s\u00fcrd\u00fcr\u00fclebilir d\u00f6n\u00fc\u015f\u00fcm\u00fcn\u00fc h\u0131zland\u0131rmak a\u00e7\u0131s\u0131ndan \u00f6nemli bir f\u0131rsat olarak g\u00f6r\u00fcyoruz. BBVA ile birlikte \u00fcstlendi\u011fimiz K\u00fcresel Bankac\u0131l\u0131k Partnerli\u011fi sayesinde, T\u00fcrkiye\u2019nin d\u00f6n\u00fc\u015f\u00fcm potansiyelini uluslararas\u0131 sermaye, deneyim ve yeni finansman imkanlar\u0131yla bulu\u015fturmaya katk\u0131 sa\u011flamay\u0131 hedefliyoruz.\u201d<\/span><\/p><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style=\"font-size:16px;\">\u00a0<\/span><\/p><p style='margin:0cm;text-indent:-.05pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style=\"font-size:16px;\">Akten, s\u00f6zlerini \u015fu \u015fekilde tamamlad\u0131:<\/span><\/strong><span style=\"font-size:16px;\">\u00a0\u201cGaranti BBVA olarak g\u00fc\u00e7l\u00fc finansal yap\u0131m\u0131z\u0131, m\u00fc\u015fteri odakl\u0131 i\u015f modelimiz ve teknolojik yetkinliklerimizle birle\u015ftirerek s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme stratejimiz do\u011frultusunda ilerliyoruz. Bu ba\u015far\u0131da eme\u011fi ge\u00e7en t\u00fcm \u00e7al\u0131\u015fma arkada\u015flar\u0131ma ve bize g\u00fcvenen t\u00fcm payda\u015flar\u0131m\u0131za te\u015fekk\u00fcr ediyorum.\u201d<\/span><\/p><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"4\" width=\"100%\" id=\"photos\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" class=\"photo\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 20px; width: 200px; max-width: 200px; overflow: hidden;\" width=\"200\"><a href=\"https:\/\/get.faselis.com\/downloadfile.php?uid=11855550&uidchk=f9a17&ct=tr&pt=1278209&pts=1013008&e=bulten@mercek.net&o=28894&ot=4&chk=f66a7\" target=\"_blank\"><img border=\"0\" src=\"https:\/\/img.faselis.com\/faselis_tr\/brands\/28898\/s1793178341_Mahmut_Akten.jpg.jpg\" style=\"-ms-interpolation-mode: bicubic; border: 0; height: auto; line-height: 100%; max-width: 160px; outline: none; text-decoration: none;\" class=\"photoimage\"><\/a><p class=\"alttext\" style=\"width:194px;max-width: 194px;padding:0 20px;padding-bottom: 0; padding-left: 20px; padding-right: 20px; padding-top: 0; font-family: Helvetica,Arial,sans-serif; font-size: 11px;overflow:hidden;\" align=\"left\" valign=\"top\"><\/p><\/td><td align=\"center\" valign=\"top\" class=\"photo\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 20px; width: 200px;\" width=\"200\"><\/td><td align=\"center\" valign=\"top\" class=\"photo\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 20px; width: 200px;\" width=\"200\"><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" class=\"photo\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 20px; width: 200px;\" width=\"200\"><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"photodesc\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; color: #1c2b28; font-family: Helvetica,Arial,sans-serif; font-size: 12px; line-height: 150%; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"videos\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"left\" valign=\"top\" colspan=\"3\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><h2 class=\"headers\" style=\"border-bottom: 2px solid #CCCCCC; color: black; font-family: Helvetica,Arial,sans-serif; font-size: 18px; font-weight: bold; height: 32px; line-height: 32px; padding-bottom: 0; padding-left: 0; padding-right: 0; padding-top: 20px;\">Ek Dosyalar<\/h2><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"attachmentimage\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; width: 22px;\" width=\"22\"><img border=\"0\" src=\"https:\/\/img.faselis.com\/mailing\/attachment.png\" alt=\"msword Icon\" style=\"-ms-interpolation-mode: bicubic; border: 0; height: auto; line-height: 100%; outline: none; text-decoration: none;\"><\/td><td valign=\"top\" class=\"attachmenttext\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; font-family: Helvetica,Arial,sans-serif; font-size: 12px; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-left: 10px; padding-right: 10px; text-align: left;\">GarantiBBVA_\u00dc\u00e7\u00fcnc\u00fc_\u00c7eyrek_Bilan\u00e7o_BB.docx<\/td><td valign=\"top\" class=\"videodownload\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; font-family: Helvetica,Arial,sans-serif; font-size: 12px; font-weight: bold; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; text-align: right; width: 100px;\" width=\"100\"><a href=\"https:\/\/get.faselis.com\/downloadfile.php?uid=11855545&uidchk=40c88&ct=tr&pt=1278209&pts=1013008&e=bulten@mercek.net&o=28894&ot=4&chk=f66a7\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; color: #1c2b28; text-decoration: underline;\">\u0130ndir<\/a><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"attachmentimage\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; width: 22px;\" width=\"22\"><img border=\"0\" src=\"https:\/\/img.faselis.com\/mailing\/attachment.png\" alt=\"msword Icon\" style=\"-ms-interpolation-mode: bicubic; border: 0; height: auto; line-height: 100%; outline: none; text-decoration: none;\"><\/td><td valign=\"top\" class=\"attachmenttext\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; font-family: Helvetica,Arial,sans-serif; font-size: 12px; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-left: 10px; padding-right: 10px; text-align: left;\">GarantiBBVA_3Q26 Press Release.docx<\/td><td valign=\"top\" class=\"videodownload\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; font-family: Helvetica,Arial,sans-serif; font-size: 12px; font-weight: bold; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; text-align: right; width: 100px;\" width=\"100\"><a href=\"https:\/\/get.faselis.com\/downloadfile.php?uid=11855546&uidchk=88c3a&ct=tr&pt=1278209&pts=1013008&e=bulten@mercek.net&o=28894&ot=4&chk=f66a7\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; color: #1c2b28; text-decoration: underline;\">\u0130ndir<\/a><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"download\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"downloadright\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; font-family: Helvetica,Arial,sans-serif; font-size: 11px; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-right: 20px; text-align: right;\">T\u00fcm dosyalar\u0131 indirmek i\u00e7in <a href=\"https:\/\/get.faselis.com\/download.php?type=1&ct=tr&pt=1278209&pts=1013008&e=bulten@mercek.net&o=28894&ot=4&chk=f66a7\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; color: #0c1820; text-decoration: underline;\"><img src=\"https:\/\/img.faselis.com\/mailing\/download.png\" alt=\" style=\" bicubic border: height: auto line-height: outline: none text-decoration:><\/a><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; 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