{"id":2404,"date":"2026-10-14T10:17:27","date_gmt":"2026-10-14T07:17:27","guid":{"rendered":"https:\/\/fintech.mercek.net\/news\/?p=2404"},"modified":"2026-10-14T12:04:39","modified_gmt":"2026-10-14T09:04:39","slug":"octet-turkiye-satis-kadar-tahsilatin-zamani-da-finans-yonetiminde-kritik","status":"publish","type":"post","link":"https:\/\/fintech.mercek.net\/news\/2026\/10\/14\/octet-turkiye-satis-kadar-tahsilatin-zamani-da-finans-yonetiminde-kritik\/","title":{"rendered":"Octet T\u00fcrkiye: Sat\u0131\u015f Kadar Tahsilat\u0131n Zaman\u0131 da Finans Y\u00f6netiminde Kritik"},"content":{"rendered":"<h2><strong>\u015eirket bilan\u00e7olar\u0131nda k\u0131sa vadeli alacaklar\u0131n pay\u0131 y\u00fckseliyor: Y\u0131l sonu tahsilat y\u00f6netimi \u00f6ne \u00e7\u0131k\u0131yor<\/strong><\/h2>\n<p><strong>TCMB<\/strong>&#8211;<strong>T\u00dc\u0130K<\/strong> Sekt\u00f6r Bilan\u00e7olar\u0131 2026 \u00e7al\u0131\u015fmas\u0131nda yer alan 2023-2025 y\u0131llar\u0131 baz al\u0131narak yap\u0131lan hesaplamaya g\u00f6re, k\u0131sa vadeli alacaklar\u0131n \u015firketlerin toplam aktifleri i\u00e7indeki pay\u0131 2023&#8217;te y\u00fczde 17 seviyesindeyken 2025&#8217;te y\u00fczde 20,5&#8217;e y\u00fckseldi. \u015eirketler y\u0131l\u0131n son \u00e7eyre\u011finde yeni d\u00f6nem b\u00fct\u00e7elerini haz\u0131rlarken a\u00e7\u0131k alacaklar\u0131n zaman\u0131nda nakde d\u00f6n\u00fc\u015fmesi de finans y\u00f6netiminin \u00f6nemli ba\u015fl\u0131klar\u0131ndan biri haline geliyor. <strong>Octet T\u00fcrkiye<\/strong> CEO&#8217;su <strong>Derya Ekemen Fidan<\/strong>, y\u0131l sonuna yakla\u015f\u0131rken \u015firketlerin tahsilat takvimlerini daha yak\u0131ndan y\u00f6netmesinin \u00f6nemine dikkat \u00e7ekiyor.<\/p>\n<p>\u015eirketler 2026&#8217;n\u0131n son \u00e7eyre\u011fine girerken yeni d\u00f6nem b\u00fct\u00e7e ve nakit ak\u0131\u015f\u0131 planlar\u0131n\u0131 haz\u0131rl\u0131yor; y\u0131l i\u00e7inde olu\u015fan a\u00e7\u0131k alacaklar\u0131n\u0131, cari hesaplar\u0131n\u0131 ve tahsilat takvimlerini g\u00f6zden ge\u00e7iriyor. \u00d6zellikle vadelerin yeni y\u0131la uzand\u0131\u011f\u0131 i\u015flemlerde sat\u0131\u015f\u0131n ger\u00e7ekle\u015fmi\u015f olmas\u0131 tek ba\u015f\u0131na yeterli olmuyor; sat\u0131\u015f\u0131n ne zaman tahsilata d\u00f6n\u00fc\u015fece\u011fi de \u015firketlerin finansal planlamas\u0131nda belirleyici hale geliyor.<\/p>\n<p><strong>TCMB<\/strong> ve <strong>T\u00dc\u0130K<\/strong> i\u015f birli\u011fiyle haz\u0131rlanan Sekt\u00f6r Bilan\u00e7olar\u0131 2026 \u00e7al\u0131\u015fmas\u0131nda yer alan 2023-2025 y\u0131llar\u0131na ait veriler de alacak y\u00f6netiminin \u015firket bilan\u00e7olar\u0131ndaki a\u011f\u0131rl\u0131\u011f\u0131na i\u015faret ediyor. Verilerden yap\u0131lan hesaplamaya g\u00f6re, k\u0131sa vadeli alacaklar\u0131n toplam aktifler i\u00e7indeki pay\u0131 2023-2025 d\u00f6neminde 3,5 puan artarak y\u00fczde 20,5&#8217;e ula\u015ft\u0131. Bu g\u00f6r\u00fcn\u00fcm, \u015firketlerin sat\u0131\u015f performans\u0131n\u0131n yan\u0131 s\u0131ra alacaklar\u0131n\u0131 hangi vadede tahsil edebildi\u011finin de y\u0131l sonu finansal tablolar\u0131n durumu a\u00e7\u0131s\u0131ndan finans y\u00f6netiminde dikkate al\u0131nmas\u0131 gereken ba\u015fl\u0131klardan biri oldu\u011funu ortaya koyuyor.<\/p>\n<h3><strong>Tahsilat\u0131n zamanlamas\u0131 finansal planlaman\u0131n \u00f6nemli bir par\u00e7as\u0131<\/strong><\/h3>\n<p>Y\u0131l sonuna yakla\u015f\u0131rken a\u00e7\u0131k alacaklar\u0131n y\u00f6netiminin \u015firketlerin yeni d\u00f6neme haz\u0131rl\u0131\u011f\u0131nda \u00f6ne \u00e7\u0131kt\u0131\u011f\u0131n\u0131 belirten <strong>Octet T\u00fcrkiye<\/strong> CEO&#8217;su <strong>Derya Ekemen Fidan<\/strong>, \u015fu de\u011ferlendirmede bulundu: &#8220;Y\u0131l sonu, \u015firketlerin ger\u00e7ekle\u015fen sat\u0131\u015flar\u0131yla birlikte bu sat\u0131\u015flardan do\u011fan alacaklar\u0131n ne kadar\u0131n\u0131n nakde d\u00f6n\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc de de\u011ferlendirdi\u011fi bir d\u00f6nem. A\u00e7\u0131k alacaklar\u0131n yeni d\u00f6neme ta\u015f\u0131nmas\u0131, y\u0131l sonu finansal tablolar\u0131n y\u00f6netimine ek olarak b\u00fct\u00e7e ve nakit ak\u0131\u015f\u0131 planlamas\u0131nda dikkate al\u0131nmas\u0131 gereken \u00f6nemli bir unsur. Bu nedenle finans ekiplerinin tahsilat takvimlerini g\u00f6r\u00fcn\u00fcr bi\u00e7imde y\u00f6netebilmesi, farkl\u0131 tahsilat kanallar\u0131n\u0131 de\u011ferlendirmesi ve \u00f6n\u00fcm\u00fczdeki d\u00f6nemin nakit plan\u0131n\u0131 buna g\u00f6re olu\u015fturmas\u0131 \u00f6nem kazan\u0131yor.&#8221;<\/p>\n<h3><strong>Vadeler yeni y\u0131la sarkabiliyor<\/strong><\/h3>\n<p>Vadeli \u00e7al\u0131\u015fan firmalarda tahsilat s\u00fcreleri sekt\u00f6re ve ticari ko\u015fullara g\u00f6re 1 y\u0131la kadar uzanabiliyor; 60, 90 g\u00fcnl\u00fck vadeler art\u0131k neredeyse pe\u015fin olarak an\u0131l\u0131yor. Bu durum \u00f6zellikle y\u0131l\u0131n son aylar\u0131nda yap\u0131lan sat\u0131\u015flardan do\u011fan alacaklar\u0131n takip eden y\u0131la sarkmas\u0131na neden olabiliyor.<\/p>\n<p><strong>Octet Sanal POS<\/strong> kullanan \u015firketler, bankalarla ayr\u0131 ayr\u0131 anla\u015fma yapmadan kredi kart\u0131yla tahsilat yapabiliyor ve al\u0131c\u0131lar\u0131na kart\u0131n sundu\u011fu ko\u015fullar \u00e7er\u00e7evesinde tek \u00e7ekim veya taksitli \u00f6deme se\u00e7enekleri sunabiliyor. Al\u0131c\u0131n\u0131n kredi kart\u0131yla yapt\u0131\u011f\u0131 \u00f6deme, <strong>Octet<\/strong> taraf\u0131ndan ertesi i\u015f g\u00fcn\u00fc sat\u0131c\u0131n\u0131n banka hesab\u0131na aktar\u0131l\u0131yor. Y\u0131l sonu cari hesap mutabakat\u0131 d\u00f6neminde \u015firketler, m\u00fc\u015fterilerine SMS veya e-posta \u00fczerinden tahsilat linki g\u00f6nderebiliyor; bayi a\u011flar\u0131ndaki bor\u00e7 ve tahsilat s\u00fcre\u00e7lerini de <strong>Octet Platformu<\/strong> \u00fczerinden merkezi olarak takip edebiliyor.<\/p>\n<p>Vadeli sat\u0131\u015flarda <strong>Sanal POS<\/strong>&#8216;un y\u0131l sonu tahsilat y\u00f6netimine sa\u011flayabilece\u011fi katk\u0131ya de\u011finen <strong>Derya Ekemen Fidan<\/strong>, s\u00f6zlerini \u015f\u00f6yle s\u00fcrd\u00fcrd\u00fc: &#8220;Firmalar\u0131n \u00e7al\u0131\u015fma modellerine g\u00f6re tahsilatlar 1 y\u0131la kadar uzanabiliyor. Bu da y\u0131l\u0131n son aylar\u0131nda ger\u00e7ekle\u015fen baz\u0131 sat\u0131\u015flar\u0131n tahsilat\u0131n\u0131n bir sonraki y\u0131la kalmas\u0131 anlam\u0131na geliyor. Sanal POS burada farkl\u0131 bir se\u00e7enek sunuyor. Al\u0131c\u0131, kredi kart\u0131yla \u00f6deme yapmay\u0131 tercih ederek kendi \u00f6deme plan\u0131n\u0131 kart\u0131n\u0131n sundu\u011fu imkanlar dahilinde taksitlendirebilirken, sat\u0131c\u0131 tahsilat\u0131n\u0131 ertesi i\u015f g\u00fcn\u00fc alabiliyor. B\u00f6ylece hen\u00fcz vadesi gelmemi\u015f veya tahsilat\u0131 yeni y\u0131la sarkan bir alacak, taraflar\u0131n tercihine ba\u011fl\u0131 olarak y\u0131l bitmeden nakde d\u00f6n\u00fc\u015febiliyor. Bu imkan, \u015firketlerin a\u00e7\u0131k hesaplar\u0131n\u0131 azaltmas\u0131na ve y\u0131l sonu nakit ak\u0131\u015f\u0131n\u0131 daha etkin y\u00f6netmesine katk\u0131 sa\u011fl\u0131yor.&#8221;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>K\u0131sa vadeli alacaklar\u0131n toplam aktifler i\u00e7indeki pay\u0131 2023-2025 d\u00f6neminde 3,5 puan artarak y\u00fczde 20,5&#8217;e ula\u015ft\u0131; y\u0131l sonu tahsilat y\u00f6netimi \u00f6ne \u00e7\u0131k\u0131yor.<\/p>\n","protected":false},"author":2,"featured_media":2403,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_ecomap_primary_org_id":622,"_ecomap_primary_org_name":"Octet","_ecomap_mentioned_org_ids":"[]","_ecomap_related_org_ids":"","_ecomap_match_confidence":0.95,"_ecomap_email_message_id":"1a1393ccb1acc120","_ecomap_email_from":"pressrelease@faselis.com","_ecomap_editor_notes":"T\u00fcrk\u00e7e b\u00fclten editoryal format\u0131 (h2\/h3, spot) uyguland\u0131; Firma profili eki metinden \u00e7\u0131kar\u0131ld\u0131; B\u00fclten altl\u0131\u011f\u0131 ve tekrarlayan footer temizlendi; Edit\u00f6r \u00f6zeti olu\u015fturuldu; Hafif d\u00fczeltme yap\u0131ld\u0131; Ba\u015fl\u0131k g\u00f6zden ge\u00e7irildi; Yap\u0131 \u00e7\u0131kar\u0131m\u0131 uyguland\u0131.","_ecomap_original_body":"<center><table align=\"center\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" height=\"100%\" id=\"bodycontent\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; color: #1c2b28; font-size: 12px; margin: 0; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" id=\"bodyinside\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; border-collapse: collapse; color: #1c2b28; font-size: 12px; margin: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 20px;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" id=\"template\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #ffffff; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px; width: 600px;\" width=\"600\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"preheader\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"preheadercontent\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; color: #808080; font-family: Helvetica,Arial,sans-serif; font-size: 11px; line-height: 125%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 10px; padding-left: 20px; padding-right: 20px; padding-top: 10px; text-align: center;\"><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top:20px\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" class=\"mailbody\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; font-family: Helvetica,Arial,sans-serif; font-size: 14px; line-height: 1.5; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 20px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:center;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><u><span style='font-family:\"Century Gothic\",sans-serif;'>\u015eirket bilan\u00e7olar\u0131nda k\u0131sa vadeli alacaklar\u0131n pay\u0131 y\u00fckseliyor: Y\u0131l sonu tahsilat y\u00f6netimi \u00f6ne \u00e7\u0131k\u0131yor<\/span><\/u><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:center;'><br><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:center;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:21px;font-family:\"Century Gothic\",sans-serif;'>Octet T\u00fcrkiye: Sat\u0131\u015f kadar tahsilat\u0131n zaman\u0131 da finans y\u00f6netiminde kritik<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:center;'><br><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:center;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;'>TCMB-T\u00dc\u0130K Sekt\u00f6r Bilan\u00e7olar\u0131 2026<\/span><\/strong><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;'>\u00a0\u00e7al\u0131\u015fmas\u0131nda yer alan 2023-2025<\/span><\/strong><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;'>\u00a0y\u0131llar\u0131 baz al\u0131narak yap\u0131lan hesaplamaya g\u00f6re, k\u0131sa vadeli alacaklar\u0131n \u015firketlerin toplam aktifleri i\u00e7indeki pay\u0131 2023'te y\u00fczde 17 seviyesindeyken 2025'te y\u00fczde 20,5'e y\u00fckseldi. \u015eirketler y\u0131l\u0131n son \u00e7eyre\u011finde yeni d\u00f6nem b\u00fct\u00e7elerini haz\u0131rlarken a\u00e7\u0131k alacaklar\u0131n zaman\u0131nda nakde d\u00f6n\u00fc\u015fmesi de finans y\u00f6netiminin \u00f6nemli ba\u015fl\u0131klar\u0131ndan biri haline geliyor. Octet T\u00fcrkiye CEO'su Derya Ekemen Fidan, y\u0131l sonuna yakla\u015f\u0131rken \u015firketlerin tahsilat takvimlerini daha yak\u0131ndan y\u00f6netmesinin \u00f6nemine dikkat \u00e7ekiyor.<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;'>\u015eirketler 2026'n\u0131n son \u00e7eyre\u011fine girerken yeni d\u00f6nem b\u00fct\u00e7e ve nakit ak\u0131\u015f\u0131 planlar\u0131n\u0131 haz\u0131rl\u0131yor; y\u0131l i\u00e7inde olu\u015fan a\u00e7\u0131k alacaklar\u0131n\u0131, cari hesaplar\u0131n\u0131 ve tahsilat takvimlerini g\u00f6zden ge\u00e7iriyor. \u00d6zellikle vadelerin yeni y\u0131la uzand\u0131\u011f\u0131 i\u015flemlerde sat\u0131\u015f\u0131n ger\u00e7ekle\u015fmi\u015f olmas\u0131 tek ba\u015f\u0131na yeterli olmuyor; sat\u0131\u015f\u0131n ne zaman tahsilata d\u00f6n\u00fc\u015fece\u011fi de \u015firketlerin finansal planlamas\u0131nda belirleyici hale geliyor.\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>TCMB ve T\u00dc\u0130K i\u015f birli\u011fiyle haz\u0131rlanan Sekt\u00f6r Bilan\u00e7olar\u0131 2026 \u00e7al\u0131\u015fmas\u0131nda yer alan 2023-2025 y\u0131llar\u0131na ait veriler de alacak y\u00f6netiminin \u015firket bilan\u00e7olar\u0131ndaki a\u011f\u0131rl\u0131\u011f\u0131na i\u015faret ediyor. Verilerden yap\u0131lan hesaplamaya g\u00f6re, k\u0131sa vadeli alacaklar\u0131n toplam aktifler i\u00e7indeki pay\u0131 2023-2025 d\u00f6neminde 3,5 puan artarak y\u00fczde 20,5'e ula\u015ft\u0131. Bu g\u00f6r\u00fcn\u00fcm, \u015firketlerin sat\u0131\u015f performans\u0131n\u0131n yan\u0131 s\u0131ra alacaklar\u0131n\u0131 hangi vadede tahsil edebildi\u011finin de y\u0131l sonu finansal tablolar\u0131n durumu a\u00e7\u0131s\u0131ndan finans y\u00f6netiminde dikkate al\u0131nmas\u0131 gereken ba\u015fl\u0131klardan biri oldu\u011funu ortaya koyuyor.<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>Tahsilat\u0131n zamanlamas\u0131 finansal planlaman\u0131n \u00f6nemli bir par\u00e7as\u0131<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>Y\u0131l sonuna yakla\u015f\u0131rken a\u00e7\u0131k alacaklar\u0131n y\u00f6netiminin \u015firketlerin yeni d\u00f6neme haz\u0131rl\u0131\u011f\u0131nda \u00f6ne \u00e7\u0131kt\u0131\u011f\u0131n\u0131 belirten <strong fr-original-style=\"\" style=\"font-weight: 700;\">Octet T\u00fcrkiye CEO'su Derya Ekemen Fidan<\/strong>, \u015fu de\u011ferlendirmede bulundu: \u201cY\u0131l sonu, \u015firketlerin ger\u00e7ekle\u015fen sat\u0131\u015flar\u0131yla birlikte bu sat\u0131\u015flardan do\u011fan alacaklar\u0131n ne kadar\u0131n\u0131n nakde d\u00f6n\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc de de\u011ferlendirdi\u011fi bir d\u00f6nem. A\u00e7\u0131k alacaklar\u0131n yeni d\u00f6neme ta\u015f\u0131nmas\u0131, y\u0131l sonu finansal tablolar\u0131n y\u00f6netimine ek olarak b\u00fct\u00e7e ve nakit ak\u0131\u015f\u0131 planlamas\u0131nda dikkate al\u0131nmas\u0131 gereken \u00f6nemli bir unsur. Bu nedenle finans ekiplerinin tahsilat takvimlerini g\u00f6r\u00fcn\u00fcr bi\u00e7imde y\u00f6netebilmesi, farkl\u0131 tahsilat kanallar\u0131n\u0131 de\u011ferlendirmesi ve \u00f6n\u00fcm\u00fczdeki d\u00f6nemin nakit plan\u0131n\u0131 buna g\u00f6re olu\u015fturmas\u0131 \u00f6nem kazan\u0131yor.\u201d<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>Vadeler yeni y\u0131la sarkabiliyor<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>Vadeli \u00e7al\u0131\u015fan firmalarda tahsilat s\u00fcreleri sekt\u00f6re ve ticari ko\u015fullara g\u00f6re 1 y\u0131la kadar uzanabiliyor; 60, 90 g\u00fcnl\u00fck vadeler art\u0131k neredeyse pe\u015fin olarak an\u0131l\u0131yor. Bu durum \u00f6zellikle y\u0131l\u0131n son aylar\u0131nda yap\u0131lan sat\u0131\u015flardan do\u011fan alacaklar\u0131n takip eden y\u0131la sarkmas\u0131na neden olabiliyor.<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>Octet Sanal POS kullanan \u015firketler, bankalarla ayr\u0131 ayr\u0131 anla\u015fma yapmadan kredi kart\u0131yla tahsilat yapabiliyor ve al\u0131c\u0131lar\u0131na kart\u0131n sundu\u011fu ko\u015fullar \u00e7er\u00e7evesinde tek \u00e7ekim veya taksitli \u00f6deme se\u00e7enekleri sunabiliyor. Al\u0131c\u0131n\u0131n kredi kart\u0131yla yapt\u0131\u011f\u0131 \u00f6deme, Octet taraf\u0131ndan ertesi i\u015f g\u00fcn\u00fc sat\u0131c\u0131n\u0131n banka hesab\u0131na aktar\u0131l\u0131yor.\u00a0<\/span><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>\u00a0<\/span><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>Y\u0131l sonu cari hesap mutabakat\u0131 d\u00f6neminde \u015firketler, m\u00fc\u015fterilerine SMS veya e-posta \u00fczerinden tahsilat linki g\u00f6nderebiliyor; bayi a\u011flar\u0131ndaki bor\u00e7 ve tahsilat s\u00fcre\u00e7lerini de Octet Platformu \u00fczerinden merkezi olarak takip edebiliyor.<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>Vadeli sat\u0131\u015flarda Sanal POS'un y\u0131l sonu tahsilat y\u00f6netimine sa\u011flayabilece\u011fi katk\u0131ya de\u011finen Derya Ekemen Fidan, s\u00f6zlerini \u015f\u00f6yle s\u00fcrd\u00fcrd\u00fc: \u201cFirmalar\u0131n \u00e7al\u0131\u015fma modellerine g\u00f6re tahsilatlar 1 y\u0131la kadar uzanabiliyor. Bu da y\u0131l\u0131n son aylar\u0131nda ger\u00e7ekle\u015fen baz\u0131 sat\u0131\u015flar\u0131n tahsilat\u0131n\u0131n \u00a0bir sonraki y\u0131la kalmas\u0131 anlam\u0131na geliyor. Sanal POS burada farkl\u0131 bir se\u00e7enek sunuyor. Al\u0131c\u0131, kredi kart\u0131yla \u00f6deme yapmay\u0131 tercih ederek kendi \u00f6deme plan\u0131n\u0131 kart\u0131n\u0131n sundu\u011fu imkanlar dahilinde taksitlendirebilirken, sat\u0131c\u0131 tahsilat\u0131n\u0131 ertesi i\u015f g\u00fcn\u00fc alabiliyor. B\u00f6ylece hen\u00fcz vadesi gelmemi\u015f veya tahsilat\u0131 yeni y\u0131la sarkan bir alacak, taraflar\u0131n tercihine ba\u011fl\u0131 olarak y\u0131l bitmeden nakde d\u00f6n\u00fc\u015febiliyor. Bu imkan, \u015firketlerin a\u00e7\u0131k hesaplar\u0131n\u0131 azaltmas\u0131na ve y\u0131l sonu nakit ak\u0131\u015f\u0131n\u0131 daha etkin y\u00f6netmesine katk\u0131 sa\u011fl\u0131yor.\u201d<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:16px;font-family:\"Times New Roman\",serif;margin:0cm;border:none;text-align:justify;'><span style='font-size:15px;font-family:\"Century Gothic\",sans-serif;border:none;'>\u00a0<\/span><\/p><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"4\" width=\"100%\" id=\"photos\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" class=\"photo\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 20px; width: 200px; max-width: 200px; overflow: hidden;\" width=\"200\"><a href=\"https:\/\/get.faselis.com\/downloadfile.php?uid=11832602&amp;uidchk=145da&amp;ct=tr&amp;pt=1275573&amp;pts=1010801&amp;e=bulten@mercek.net&amp;o=28894&amp;ot=4&amp;chk=29641\" target=\"_blank\"><img border=\"0\" src=\"https:\/\/img.faselis.com\/faselis_tr\/brands\/28983\/s1791959357_Derya_Ekemen_Fidan.jpg.jpg\" style=\"-ms-interpolation-mode: bicubic; border: 0; height: auto; line-height: 100%; max-width: 160px; outline: none; text-decoration: none;\" class=\"photoimage\"><\/a><p class=\"alttext\" style=\"width:194px;max-width: 194px;padding:0 20px;padding-bottom: 0; padding-left: 20px; padding-right: 20px; padding-top: 0;  font-family: Helvetica,Arial,sans-serif; font-size: 11px;overflow:hidden;\" align=\"left\" valign=\"top\"><\/p><\/td><td align=\"center\" valign=\"top\" class=\"photo\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 20px; width: 200px;\" width=\"200\"><\/td><td align=\"center\" valign=\"top\" class=\"photo\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 20px; width: 200px;\" width=\"200\"><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" class=\"photo\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 20px; width: 200px;\" width=\"200\"><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"photodesc\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; color: #1c2b28; font-family: Helvetica,Arial,sans-serif; font-size: 12px; line-height: 150%; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"videos\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"left\" valign=\"top\" colspan=\"3\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><h2 class=\"headers\" style=\"border-bottom: 2px solid #CCCCCC; color: black; font-family: Helvetica,Arial,sans-serif; font-size: 18px; font-weight: bold; height: 32px; line-height: 32px; padding-bottom: 0; padding-left: 0; padding-right: 0; padding-top: 20px;\">Ek Dosyalar<\/h2><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"attachmentimage\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; width: 22px;\" width=\"22\"><img border=\"0\" src=\"https:\/\/img.faselis.com\/mailing\/attachment.png\" alt=\"msword Icon\" style=\"-ms-interpolation-mode: bicubic; border: 0; height: auto; line-height: 100%; outline: none; text-decoration: none;\"><\/td><td valign=\"top\" class=\"attachmenttext\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; font-family: Helvetica,Arial,sans-serif; font-size: 12px; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-left: 10px; padding-right: 10px; text-align: left;\">OctetTurkiye_Yil_Sonu_Kapama_BB_14102026.docx<\/td><td valign=\"top\" class=\"videodownload\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; font-family: Helvetica,Arial,sans-serif; font-size: 12px; font-weight: bold; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; text-align: right; width: 100px;\" width=\"100\"><a href=\"https:\/\/get.faselis.com\/downloadfile.php?uid=11832598&amp;uidchk=e3597&amp;ct=tr&amp;pt=1275573&amp;pts=1010801&amp;e=bulten@mercek.net&amp;o=28894&amp;ot=4&amp;chk=29641\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; color: #1c2b28; text-decoration: underline;\">\u0130ndir<\/a><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"footer\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"footercontent\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; color: #808080; font-family: Helvetica,Arial,sans-serif; font-size: 10px; line-height: 150%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0; text-align: center;\"><br><br>Bu eposta 'Octet T\u00fcrkiye' ad\u0131na bulten@mercek.net adresine g\u00f6nderilmi\u015ftir.<br>'Octet T\u00fcrkiye' ile ilgili ve\/veya ba\u015fka bir marka ile ilgili bas\u0131n b\u00fclteni veya bas\u0131n daveti almak istemiyorsan\u0131z marka, sekt\u00f6r ve abonelik ayarlar\u0131 i\u00e7in l\u00fctfen <a href=\"https:\/\/media.faselis.com\/tr\/?l=eyJwb3N0SUQiOjEyNzU1NzMsInBvc3RTZW5kaW5nSUQiOjEwMTA4MDEsImNvdW50cnkiOiJ0ciIsIm93bmVySUQiOjI4ODk0LCJvd25lclR5cGUiOjQsImVtYWlsIjoiYnVsdGVuQG1lcmNlay5uZXQiLCJjaGsiOiJhOGM5YTBhZTg0ZjdhN2ZiYmZhN2Q0N2QxMzk3NWNhNiJ9\">t\u0131klay\u0131n\u0131z.<\/a>  <br> <\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" height=\"60\" class=\"footercontent faselis\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; color: #1c2b28; font-family: Helvetica,Arial,sans-serif; font-size: 12px; font-weight: bold; height: 60px; line-height: 60px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0; text-align: center;\">powered by <img border=\"0\" src=\"https:\/\/img.faselis.com\/mailing\/faselis.png\" alt=\"Faselis\" align=\"middle\" style=\"-ms-interpolation-mode: bicubic; border: 0; height: auto; line-height: 100%; outline: none; text-decoration: none;\"><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"footercontent cid\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; color: #cbd3d7; font-family: Helvetica,Arial,sans-serif; font-size: 10px; line-height: 150%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0; text-align: center;\">CID: 9CCBQ,4,28894,1275573-1010801-lambda 1.1<br>Bu epostay\u0131 g\u00f6r\u00fcnt\u00fclemekte zorluk ya\u015f\u0131yorsan\u0131z: <a href=\"http:\/\/webview.faselis.com\/9CCBQ\" target=\"_blank\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; color: #1c2b28; text-decoration: underline;\">L\u00fctfen t\u0131klay\u0131n\u0131z<\/a>.<\/td><\/tr><\/table><\/td><\/tr><\/table><\/td><\/tr><\/table><div id=\"_t\"><\/div><img src=\"https:\/\/log.faselis.com\/rdv2.php?cd=2,9CCBQ-1010801-tr-1275573,4-28894,bulten@mercek.net\" width=\"1\" height=\"1\" border=\"0\"><\/center>","_ecomap_skills_applied":"[\"bulletin-editorial-tr\",\"company-about-notes-tr\",\"dedupe-footer\",\"editor-notes-summary\",\"light-proofread\",\"rewrite-title\",\"structure-extract\"]","_ecomap_language":"tr","_ecomap_source":"email","_ecomap_auto_published":"","_ecomap_topics":"[\"technology\",\"other\"]","_ecomap_mentioned_people":"[{\"name\":\"Derya Ekemen Fidan\",\"role\":\"Octet T\\u00fcrkiye CEO'su\",\"quote\":true,\"ecomap_person_id\":969}]","_aeroflow_canonical_url":"","footnotes":""},"categories":[1],"tags":[],"content_type":[3],"class_list":["post-2404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-release","content_type-bulletin"],"_links":{"self":[{"href":"https:\/\/fintech.mercek.net\/news\/wp-json\/wp\/v2\/posts\/2404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fintech.mercek.net\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fintech.mercek.net\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fintech.mercek.net\/news\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fintech.mercek.net\/news\/wp-json\/wp\/v2\/comments?post=2404"}],"version-history":[{"count":1,"href":"https:\/\/fintech.mercek.net\/news\/wp-json\/wp\/v2\/posts\/2404\/revisions"}],"predecessor-version":[{"id":2405,"href":"https:\/\/fintech.mercek.net\/news\/wp-json\/wp\/v2\/posts\/2404\/revisions\/2405"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fintech.mercek.net\/news\/wp-json\/wp\/v2\/media\/2403"}],"wp:attachment":[{"href":"https:\/\/fintech.mercek.net\/news\/wp-json\/wp\/v2\/media?parent=2404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fintech.mercek.net\/news\/wp-json\/wp\/v2\/categories?post=2404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fintech.mercek.net\/news\/wp-json\/wp\/v2\/tags?post=2404"},{"taxonomy":"content_type","embeddable":true,"href":"https:\/\/fintech.mercek.net\/news\/wp-json\/wp\/v2\/content_type?post=2404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}