{"id":2282,"date":"2026-10-07T09:42:17","date_gmt":"2026-10-07T06:42:17","guid":{"rendered":"https:\/\/fintech.mercek.net\/news\/?p=2282"},"modified":"2026-10-07T11:10:52","modified_gmt":"2026-10-07T08:10:52","slug":"turkiye-finans-ve-kosgeb-is-birligi-ile-kobilere-finansman-destegi","status":"publish","type":"post","link":"https:\/\/fintech.mercek.net\/news\/2026\/10\/07\/turkiye-finans-ve-kosgeb-is-birligi-ile-kobilere-finansman-destegi\/","title":{"rendered":"T\u00fcrkiye Finans ve KOSGEB \u0130\u015f Birli\u011fi ile KOB\u0130’lere Finansman Deste\u011fi"},"content":{"rendered":"

T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 ve KOSGEB, KOB\u0130’lere y\u00f6nelik finansman programlar\u0131n\u0131 duyurdu<\/strong><\/h2>\n

Kat\u0131l\u0131m finans ilkeleri do\u011frultusunda \u00fcretimi, ticareti ve ihracat\u0131 desteklemeyi \u00f6nceliklendiren T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131<\/strong>, KOSGEB<\/strong> ile i\u015f birli\u011fi ger\u00e7ekle\u015ftirdi. Program ile T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131<\/strong>‘n\u0131n \u00fcst d\u00fczey bankac\u0131l\u0131k deneyimiyle k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli i\u015fletmeler destekleniyor.<\/p>\n

T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131<\/strong> ve KOSGEB<\/strong> ger\u00e7ekle\u015ftirdikleri i\u015f birli\u011fi ile k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli i\u015fletmeleri desteklemeye y\u00f6nelik finansman programlar\u0131n\u0131 duyurdu. A\u00e7\u0131klanan ‘K\u00fcresel Rekabet\u00e7ilik Destek Program\u0131’ ile i\u015fletmelerin k\u00fcresel rekabet ortam\u0131nda daha dayan\u0131kl\u0131 olmalar\u0131n\u0131 ve rekabet avantaj\u0131 elde etmelerini sa\u011flamak, ‘Kapasite Geli\u015ftirme Destek Program\u0131’yla ise KOB\u0130’lerin verimlili\u011fini, dayan\u0131kl\u0131l\u0131\u011f\u0131n\u0131, \u00fcretimini, pazar b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fc ve kurumsal kapasitesini art\u0131rmaya y\u00f6nelik \u00f6l\u00e7ek b\u00fcy\u00fctme yat\u0131r\u0131mlar\u0131na ve b\u00fcy\u00fck i\u015fletmelerin tedarik\u00e7ilerinin geli\u015ftirilmesine katk\u0131 sa\u011flamak hedefleniyor.<\/p>\n

\u0130htiya\u00e7lara y\u00f6nelik finansman \u00e7\u00f6z\u00fcmleri<\/strong><\/h3>\n

Kapasite Geli\u015ftirme Destek Program\u0131 ile KOSGEB<\/strong> ba\u015fvurusu onaylanan i\u015fletmelerin makine, te\u00e7hizat, kal\u0131p, yaz\u0131l\u0131m giderleri, hizmet al\u0131m\u0131 giderleri ve i\u015fletme sermayesi i\u00e7in 20.000.000 TL’ye kadar finansman deste\u011fi sa\u011flan\u0131yor. Tedarik\u00e7i geli\u015ftirmeye y\u00f6nelik savunma, havac\u0131l\u0131k ve uzay alan\u0131nda i\u015f birli\u011fi yap\u0131lan payda\u015flar\u0131n bildirdi\u011fi i\u015fletmeler i\u00e7in ise destek \u00fcst limiti 30.000.000 TL.<\/p>\n

K\u00fcresel Rekabet\u00e7ilik Destek Program\u0131 kapsam\u0131nda ise KOB\u0130’lerin yenilik\u00e7i \u00fcr\u00fcnler geli\u015ftirmesi, inovasyon faaliyetleri ile geli\u015ftirilmi\u015f \u00fcr\u00fcnlerin \u00fcretimi ve ticarile\u015ftirilmesi, yeni teknolojilerin entegrasyonu, tedarik zinciri y\u00f6netiminin g\u00fc\u00e7lendirilmesi, \u00fcretim s\u00fcre\u00e7lerinin optimize edilmesi ve verimlili\u011fin art\u0131r\u0131lmas\u0131 ve k\u00fcresel i\u015f birlikleri ile k\u00fcresel pazarlar i\u00e7erisinde yer almalar\u0131 i\u00e7in destekler sunuluyor. Finansman tutar\u0131 \u00fcst limitinin 75.000.000 TL olarak belirlendi\u011fi pakette makine, te\u00e7hizat ve kal\u0131p giderleri, yaz\u0131l\u0131m giderleri, hizmet al\u0131m\u0131 giderleri (e\u011fitim, dan\u0131\u015fmanl\u0131k ve \u00f6nderlik, belgelendirme, test ve analiz, pazarlama, tasar\u0131m, s\u0131nai m\u00fclkiyet haklar\u0131) ve i\u015fletme sermayesi destek unsurlar\u0131 aras\u0131nda yer al\u0131yor.<\/p>\n

\u015eube kanal\u0131yla ba\u015fvuru yap\u0131labilen her iki programda da finansman kullan\u0131m\u0131 3 ayda bir e\u015fit taksit \u00f6demeli olacak \u015fekilde en fazla 36 ay olarak planlanabiliyor.<\/p>\n

“KOB\u0130’lerimizin yan\u0131nda olmaya devam edece\u011fiz”<\/strong><\/h3>\n

\u0130\u015f birli\u011fi hakk\u0131nda T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131<\/strong> Bireysel ve KOB\u0130 Bankac\u0131l\u0131\u011f\u0131 Genel M\u00fcd\u00fcr Yard\u0131mc\u0131s\u0131 Emre Ert\u00fcrk<\/strong> \u015fu a\u00e7\u0131klamay\u0131 yapt\u0131: “KOB\u0130’lerin \u00fcretim, yat\u0131r\u0131m ve ihracat kapasitesini g\u00fc\u00e7lendirmelerini, s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmeleri a\u00e7\u0131s\u0131ndan \u00f6nemli bir \u00f6ncelik olarak g\u00f6r\u00fcyoruz. KOSGEB<\/strong> ile i\u015f birli\u011fimiz kapsam\u0131nda sundu\u011fumuz finansman \u00e7\u00f6z\u00fcmleriyle de i\u015fletmelerimizin makine ve te\u00e7hizat yat\u0131r\u0131mlar\u0131ndan i\u015fletme sermayesi ihtiya\u00e7lar\u0131na, dijitalle\u015fme ve inovasyon \u00e7al\u0131\u015fmalar\u0131ndan k\u00fcresel pazarlara a\u00e7\u0131lma hedeflerine kadar farkl\u0131 alanlardaki finansman ihtiya\u00e7lar\u0131na katk\u0131 sa\u011flamay\u0131 ama\u00e7l\u0131yoruz. T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131<\/strong> olarak, kat\u0131l\u0131m finans\u0131n reel ekonomiyi destekleyen yakla\u015f\u0131m\u0131 do\u011frultusunda KOB\u0130’lerimizin yan\u0131nda olmaya, \u00fcretim ve ticaret ekosisteminin geli\u015fimine katk\u0131 sunacak finansman \u00e7\u00f6z\u00fcmlerimizi \u00e7e\u015fitlendirmeye devam edece\u011fiz.”<\/p>\n","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 ve KOSGEB, KOB\u0130’leri desteklemeye y\u00f6nelik K\u00fcresel Rekabet\u00e7ilik ve Kapasite Geli\u015ftirme destek programlar\u0131n\u0131 duyurdu.<\/p>\n","protected":false},"author":2,"featured_media":2281,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_ecomap_primary_org_id":242,"_ecomap_primary_org_name":"T\u00fcrkiye Finans","_ecomap_mentioned_org_ids":"[]","_ecomap_related_org_ids":"","_ecomap_match_confidence":0.95,"_ecomap_email_message_id":"1a1151015530f1d2","_ecomap_email_from":"pressrelease@faselis.com","_ecomap_editor_notes":"E-posta HTML'i temizlendi; da\u011f\u0131t\u0131m listesi hitab\u0131, PR imza blo\u011fu, ek dosya\/g\u00f6rsel indirme ba\u011flant\u0131lar\u0131, b\u00fclten footer'\u0131 ve 'T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 Hakk\u0131nda' kurumsal profil eki g\u00f6vdeden \u00e7\u0131kar\u0131ld\u0131. Ba\u015fl\u0131k ve spot T\u00fcrk\u00e7e b\u00fclten standard\u0131na g\u00f6re yeniden yaz\u0131ld\u0131; g\u00f6vdeye h2\/h3 yap\u0131s\u0131 eklendi ve \u00f6ne \u00e7\u0131kan kurum adlar\u0131 koyula\u015ft\u0131r\u0131ld\u0131. Pazarlama ama\u00e7l\u0131 abart\u0131l\u0131 ifadeler n\u00f6trle\u015ftirildi, yaz\u0131m ve noktalama d\u00fczeltmeleri yap\u0131ld\u0131. Emre Ert\u00fcrk'\u00fcn al\u0131nt\u0131s\u0131 ve finansman program\u0131na ili\u015fkin t\u00fcm say\u0131sal veriler korundu.","_ecomap_original_body":"

Say\u0131n Fintechistanbul.org - Web Sitesi Yaz\u0131i\u015fleri,

Kat\u0131l\u0131m finans ilkeleri do\u011frultusunda \u00fcretimi, ticareti ve ihracat\u0131 desteklemeyi \u00f6nceliklendiren T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131, KOSGEB ile i\u015f birli\u011fi ger\u00e7ekle\u015ftirdi. Program ile T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131\u2019n\u0131n \u00fcst d\u00fczey bankac\u0131l\u0131k deneyimiyle k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli i\u015fletmeler destekleniyor.

Konu ile ilgili bas\u0131n b\u00fcltenini ekte bulabilirsiniz.

\u0130yi \u00e7al\u0131\u015fmalar

Elif Acar

<\/p>T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 ve KOSGEB i\u015f birli\u011fi ile KOB\u0130\u2019lere finansman deste\u011fi<\/title> <center><table align=\"center\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" height=\"100%\" id=\"bodycontent\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; color: #1c2b28; font-size: 12px; margin: 0; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" id=\"bodyinside\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; border-collapse: collapse; color: #1c2b28; font-size: 12px; margin: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 20px;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" id=\"template\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #ffffff; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px; width: 600px;\" width=\"600\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"preheader\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"preheadercontent\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; color: #808080; font-family: Helvetica,Arial,sans-serif; font-size: 11px; line-height: 125%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 10px; padding-left: 20px; padding-right: 20px; padding-top: 10px; text-align: center;\"><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top:20px\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" class=\"mailbody\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; font-family: Helvetica,Arial,sans-serif; font-size: 14px; line-height: 1.5; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 20px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><p><img src=\"http:\/\/img.faselis.com\/faselis_tr\/brands\/29974\/header\/1791293983_tf_logo_guide_02.png\" style=\"width: 300px; display: block; vertical-align: top; margin: 5px auto; text-align: center; position: relative; max-width: 100%; cursor: pointer; padding: 0px 1px;\" filelink=\"http:\/\/img.faselis.com\/faselis_tr\/brands\/29974\/header\/1791293983_tf_logo_guide_02.png\" fr-original-style=\"width: 300px; display: block; vertical-align: top; margin: 5px auto; text-align: center;\" fr-original-class=\"fr-draggable\"><\/p><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top:20px\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" class=\"mailbody\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; font-family: Helvetica,Arial,sans-serif; font-size: 14px; line-height: 1.5; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 20px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:center;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:27px;font-family:\"Calibri\",\"sans-serif\";'>T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 ve KOSGEB i\u015f birli\u011fi<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:center;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><\/strong><br><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:center;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:27px;font-family:\"Calibri\",\"sans-serif\";'>ile KOB\u0130\u2019lere finansman deste\u011fi<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:center;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";'>\u00a0<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;background:white;'>Kat\u0131l\u0131m finans ilkeleri do\u011frultusunda \u00fcretimi, ticareti ve ihracat\u0131 desteklemeyi \u00f6nceliklendiren T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131, KOSGEB ile i\u015f birli\u011fi ger\u00e7ekle\u015ftirdi. Program ile T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131\u2019n\u0131n \u00fcst d\u00fczey bankac\u0131l\u0131k deneyimiyle k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli i\u015fletmeler destekleniyor.\u00a0<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;background:white;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;background:white;'>T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 ve KOSGEB ger\u00e7ekle\u015ftirdikleri i\u015f birli\u011fi ile k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli i\u015fletmeleri desteklemeye y\u00f6nelik finansman programlar\u0131n\u0131 duyurdu. A\u00e7\u0131klanan \u2018K\u00fcresel Rekabet\u00e7ilik Destek Program\u0131\u2019 ile i\u015fletmelerin k\u00fcresel rekabet ortam\u0131nda daha dayan\u0131kl\u0131 olmalar\u0131n\u0131 ve rekabet avantaj\u0131 elde etmelerini sa\u011flamak, \u2018Kapasite Geli\u015ftirme Destek Program\u0131\u2019yla ise KOB\u0130\u2019lerin verimlili\u011fini, dayan\u0131kl\u0131l\u0131\u011f\u0131n\u0131, \u00fcretimini, pazar b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fc ve kurumsal kapasitesini art\u0131rmaya y\u00f6nelik \u00f6l\u00e7ek b\u00fcy\u00fctme yat\u0131r\u0131mlar\u0131na ve b\u00fcy\u00fck i\u015fletmelerin tedarik\u00e7ilerinin geli\u015ftirilmesine katk\u0131 sa\u011flamak hedefleniyor.\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;background:white;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;background:white;'>\u0130htiya\u00e7lara y\u00f6nelik finansman \u00e7\u00f6z\u00fcmleri<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;background:white;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;background:white;'>Kapasite Geli\u015ftirme Destek Program\u0131 ile KOSGEB ba\u015fvurusu onaylanan i\u015fletmelerin makine, te\u00e7hizat, kal\u0131p, yaz\u0131l\u0131m giderleri, hizmet al\u0131m\u0131 giderleri ve i\u015fletme sermayesi i\u00e7in 20.000.000 TL\u2019ye kadar finansman deste\u011fi sa\u011flan\u0131yor.\u00a0<\/span><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;'>Tedarik\u00e7i geli\u015ftirmeye y\u00f6nelik savunma, havac\u0131l\u0131k ve uzay alan\u0131nda i\u015f birli\u011fi yap\u0131lan payda\u015flar\u0131n bildirdi\u011fi i\u015fletmeler i\u00e7in ise destek \u00fcst limiti 30.000.000 TL.\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:8.0pt;line-height:107%;text-align:justify;'><span style='font-family:\"Calibri\",\"sans-serif\";color:black;background:white;'>K\u00fcresel Rekabet\u00e7ilik Destek Program\u0131 kapsam\u0131nda ise KOB\u0130\u2019lerin yenilik\u00e7i \u00fcr\u00fcnler geli\u015ftirmesi,\u00a0<\/span><span style='font-family:\"Calibri\",\"sans-serif\";color:black;'>inovasyon faaliyetleri ile geli\u015ftirilmi\u015f \u00fcr\u00fcnlerin \u00fcretimi ve ticarile\u015ftirilmesi, yeni teknolojilerin entegrasyonu, tedarik zinciri y\u00f6netiminin g\u00fc\u00e7lendirilmesi, \u00fcretim s\u00fcre\u00e7lerinin optimize edilmesi ve verimlili\u011fin art\u0131r\u0131lmas\u0131 ve k\u00fcresel i\u015f birlikleri ile k\u00fcresel pazarlar i\u00e7erisinde yer almalar\u0131 i\u00e7in destekler sunuluyor.\u00a0<\/span><span style='font-family:\"Calibri\",\"sans-serif\";color:black;'>Finansman tutar\u0131 \u00fcst limitinin 75.000.000 TL olarak belirlendi\u011fi pakette makine, te\u00e7hizat ve kal\u0131p giderleri, yaz\u0131l\u0131m giderleri, hizmet al\u0131m\u0131 giderleri (e\u011fitim, dan\u0131\u015fmanl\u0131k ve \u00f6nderlik, belgelendirme, test ve analiz, pazarlama, tasar\u0131m, s\u0131nai m\u00fclkiyet haklar\u0131) ve i\u015fletme sermayesi destek unsurlar\u0131 aras\u0131nda yer al\u0131yor.<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;'>\u015eube kanal\u0131yla ba\u015fvuru yap\u0131labilen her iki programda da finansman kullan\u0131m\u0131 3 ayda bir e\u015fit taksit \u00f6demeli olacak \u015fekilde en fazla 36 ay olarak planlanabiliyor.\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";'>\u201cKOB\u0130\u2019lerimizin yan\u0131nda olmaya devam edece\u011fiz\u201d<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;'>\u00a0<\/span><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:8.0pt;line-height:107%;text-align:justify;'><span style='font-family:\"Calibri\",\"sans-serif\";'>\u0130\u015f birli\u011fi hakk\u0131nda <strong fr-original-style=\"\" style=\"font-weight: 700;\">T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 Bireysel ve KOB\u0130 Bankac\u0131l\u0131\u011f\u0131 Genel M\u00fcd\u00fcr Yard\u0131mc\u0131s\u0131 Emre Ert\u00fcrk<\/strong> \u015fu a\u00e7\u0131klamay\u0131 yapt\u0131: \u201cKOB\u0130\u2019lerin \u00fcretim, yat\u0131r\u0131m ve ihracat kapasitesini g\u00fc\u00e7lendirmelerini, s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmeleri a\u00e7\u0131s\u0131ndan \u00f6nemli bir \u00f6ncelik olarak g\u00f6r\u00fcyoruz. KOSGEB ile i\u015f birli\u011fimiz kapsam\u0131nda sundu\u011fumuz finansman \u00e7\u00f6z\u00fcmleriyle de i\u015fletmelerimizin makine ve te\u00e7hizat yat\u0131r\u0131mlar\u0131ndan i\u015fletme sermayesi ihtiya\u00e7lar\u0131na, dijitalle\u015fme ve inovasyon \u00e7al\u0131\u015fmalar\u0131ndan k\u00fcresel pazarlara a\u00e7\u0131lma hedeflerine kadar farkl\u0131 alanlardaki finansman ihtiya\u00e7lar\u0131na katk\u0131 sa\u011flamay\u0131 ama\u00e7l\u0131yoruz. T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 olarak, kat\u0131l\u0131m finans\u0131n reel ekonomiyi destekleyen yakla\u015f\u0131m\u0131 do\u011frultusunda KOB\u0130\u2019lerimizin yan\u0131nda olmaya, \u00fcretim ve ticaret ekosisteminin geli\u015fimine katk\u0131 sunacak finansman \u00e7\u00f6z\u00fcmlerimizi \u00e7e\u015fitlendirmeye devam edece\u011fiz.\u201d<\/span><\/p><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-left: 20px; padding-right: 20px;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"mailsignature\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; border-top: 1px solid #CCCCCC; font-family: Helvetica,Arial,sans-serif; font-size: 14px; line-height: 150%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 20px;\"><p>Elif Acar<\/p><p>Genel Koordinat\u00f6r<\/p><p>Caretta \u0130leti\u015fim<\/p><p>0216 470 93 43 - 118<\/p><p>elifa@carettailetisim.com<\/p><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"4\" width=\"100%\" id=\"photos\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" class=\"photo\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 20px; width: 200px; max-width: 200px; overflow: hidden;\" width=\"200\"><a href=\"https:\/\/get.faselis.com\/downloadfile.php?uid=11820110&uidchk=1de2d&ct=tr&pt=1274310&pts=1009762&e=bulten@mercek.net&o=28894&ot=4&chk=cbbdf\" target=\"_blank\"><img border=\"0\" src=\"https:\/\/img.faselis.com\/faselis_tr\/brands\/29974\/s1791293782_Emre_ERT__RK___Yatay.jpg.jpg\" style=\"-ms-interpolation-mode: bicubic; border: 0; height: auto; line-height: 100%; max-width: 160px; outline: none; text-decoration: none;\" class=\"photoimage\"><\/a><p class=\"alttext\" style=\"width:194px;max-width: 194px;padding:0 20px;padding-bottom: 0; padding-left: 20px; padding-right: 20px; padding-top: 0; font-family: Helvetica,Arial,sans-serif; font-size: 11px;overflow:hidden;\" align=\"left\" valign=\"top\"><\/p><\/td><td align=\"center\" valign=\"top\" class=\"photo\" style=\"-ms-text-size-adjust: none; 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-webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 20px; width: 200px; max-width: 200px; overflow: hidden;\" width=\"200\"><a href=\"https:\/\/get.faselis.com\/downloadfile.php?uid=11820170&uidchk=d4ad3&ct=tr&pt=1274310&pts=1009762&e=bulten@mercek.net&o=28894&ot=4&chk=cbbdf\" target=\"_blank\"><img border=\"0\" src=\"https:\/\/img.faselis.com\/faselis_tr\/brands\/29974\/s1791295273_tf_logo_guide_01.png.jpg\" style=\"-ms-interpolation-mode: bicubic; border: 0; height: auto; line-height: 100%; max-width: 160px; outline: none; text-decoration: none;\" class=\"photoimage\"><\/a><p class=\"alttext\" style=\"width:194px;max-width: 194px;padding:0 20px;padding-bottom: 0; padding-left: 20px; padding-right: 20px; padding-top: 0; font-family: Helvetica,Arial,sans-serif; font-size: 11px;overflow:hidden;\" align=\"left\" valign=\"top\"><\/p><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" class=\"photo\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 20px; width: 200px;\" width=\"200\"><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"download\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"downloadright\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; font-family: Helvetica,Arial,sans-serif; font-size: 11px; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-right: 20px; text-align: right;\">T\u00fcm g\u00f6rselleri indirmek i\u00e7in <a href=\"https:\/\/get.faselis.com\/download.php?type=2&ct=tr&pt=1274310&pts=1009762&e=bulten@mercek.net&o=28894&ot=4&chk=cbbdf\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; color: #0c1820; text-decoration: underline;\"><img src=\"https:\/\/img.faselis.com\/mailing\/download.png\" alt=\" style=\" bicubic border: height: auto line-height: outline: none text-decoration:><\/a><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"photodesc\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; color: #1c2b28; font-family: Helvetica,Arial,sans-serif; font-size: 12px; line-height: 150%; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"videos\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"left\" valign=\"top\" colspan=\"3\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><h2 class=\"headers\" style=\"border-bottom: 2px solid #CCCCCC; color: black; font-family: Helvetica,Arial,sans-serif; font-size: 18px; font-weight: bold; height: 32px; line-height: 32px; padding-bottom: 0; padding-left: 0; padding-right: 0; padding-top: 20px;\">Ek Dosyalar<\/h2><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"attachmentimage\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; width: 22px;\" width=\"22\"><img border=\"0\" src=\"https:\/\/img.faselis.com\/mailing\/attachment.png\" alt=\"msword Icon\" style=\"-ms-interpolation-mode: bicubic; border: 0; height: auto; line-height: 100%; outline: none; text-decoration: none;\"><\/td><td valign=\"top\" class=\"attachmenttext\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; font-family: Helvetica,Arial,sans-serif; font-size: 12px; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-left: 10px; padding-right: 10px; text-align: left;\">TKFB_KOSGEB_BB_07 10 2026.docx<\/td><td valign=\"top\" class=\"videodownload\" height=\"22\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; font-family: Helvetica,Arial,sans-serif; font-size: 12px; font-weight: bold; height: 22px; line-height: 22px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; text-align: right; width: 100px;\" width=\"100\"><a href=\"https:\/\/get.faselis.com\/downloadfile.php?uid=11820112&uidchk=90c7e&ct=tr&pt=1274310&pts=1009762&e=bulten@mercek.net&o=28894&ot=4&chk=cbbdf\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; color: #1c2b28; text-decoration: underline;\">\u0130ndir<\/a><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-top:20px\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" class=\"mailbody\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; font-family: Helvetica,Arial,sans-serif; font-size: 14px; line-height: 1.5; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 20px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:8.0pt;line-height:107%;text-align:justify;'><strong fr-original-style=\"\" style=\"font-weight: 700;\"><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;'>T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 Hakk\u0131nda<\/span><\/strong><\/p><p style='margin-right:0cm;margin-left:0cm;font-size:15px;font-family:\"Aptos\",\"sans-serif\";margin-top:0cm;margin-bottom:.0001pt;line-height:107%;margin:0cm;text-align:justify;'><span style='font-size:15px;font-family:\"Calibri\",\"sans-serif\";color:black;'>T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131, 2005 y\u0131l\u0131ndan bu yana kat\u0131l\u0131m finans sisteminin temel ilkeleri olan \u00fcretimi, ticareti ve ihracat\u0131 destekleme misyonunu kararl\u0131l\u0131kla s\u00fcrd\u00fcrmektedir. \u0130nsan odakl\u0131 teknoloji vizyonuyla \u015fekillenen yenilik\u00e7i dijital altyap\u0131s\u0131 ile ticari ve bireysel m\u00fc\u015fterilerine h\u0131zl\u0131, g\u00fcvenli ve kullan\u0131c\u0131 dostu bir bankac\u0131l\u0131k deneyimi sunmaktad\u0131r. Banka, m\u00fc\u015fterilerini u\u00e7tan uca dijital ve \u00e7ok kanall\u0131 bir altyap\u0131 \u00fczerine kurulan a\u00e7\u0131k bankac\u0131l\u0131k sistemi, e-ticaret finansman entegrasyonlar\u0131 gibi yenilik\u00e7i \u00fcr\u00fcn ve hizmetlerle bulu\u015fturarak dijital bankac\u0131l\u0131k deneyimini ileri seviyelere ta\u015f\u0131maktad\u0131r. Yapay zek\u00e2 destekli teknoloji \u00e7\u00f6z\u00fcmleriyle dijital bankac\u0131l\u0131ktaki \u00f6nc\u00fcl\u00fc\u011f\u00fcn\u00fc s\u00fcrd\u00fcren T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131, mobil uygulamalar\u0131, \u00e7evrimi\u00e7i platformlar\u0131 ve ak\u0131ll\u0131 asistanlar \u00fczerinden sundu\u011fu zahmetsiz ve zaman kazand\u0131ran aray\u00fczlerle finansal i\u015flemleri kolayla\u015ft\u0131rmaktad\u0131r. Ki\u015fiselle\u015ftirilmi\u015f hizmetlerle her bireyin ve her i\u015fletmenin ihtiya\u00e7lar\u0131na \u00f6zel \u00e7\u00f6z\u00fcmler sunan Banka, dijital ve finansal kapsay\u0131c\u0131l\u0131\u011f\u0131 art\u0131rarak s\u00fcrd\u00fcr\u00fclebilir ekonomik b\u00fcy\u00fcmeye katk\u0131 sa\u011flamaktad\u0131r. \u201cYar\u0131na Var\u0131z\u201d mottosuyla geli\u015ftirdi\u011fi s\u00fcrd\u00fcr\u00fclebilir bankac\u0131l\u0131k vizyonunu verimlilik ve tasarruf de\u011feri \u00fcreten dijital teknolojilerle g\u00fc\u00e7lendiren Banka, gelece\u011fi \u015fekillendiren \u00f6nc\u00fc bir kurum olarak yoluna devam etmektedir. T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 224 \u015fubesi ve 15.985 anla\u015fmal\u0131 ATM\u2019si ile T\u00fcrkiye genelinde hizmet vermektedir.<\/span><\/p><\/td><\/tr><\/table><\/td><\/tr><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td align=\"center\" valign=\"top\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" id=\"footer\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; background-color: #f6f7f8; margin-top: 0px; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 0px;\"><tr style=\"border: 0px none; border-collapse: collapse; border-spacing: 0px;\"><td valign=\"top\" class=\"footercontent\" style=\"-ms-text-size-adjust: none; -webkit-text-size-adjust: none; border-collapse: collapse; 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